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� me Hanover Insurance Group- ODFD785344 5701644 "fine arts" will be temporarily on (a) Property which has been sold; display or exhibit. (b) Jewelry, precious or semiprecious (2) The following of SECTION I - stones, gold, silver, platinum or PROPERTY, B. Exclusions, other precious metals or alloys; paragraph 1. do not apply to this Additional Coverage: (c) Fur, fur garments or garments trimmed with fur; or (a) b. Earth Movement; and (d) Any property while waterborne. (b) g. Water z. Leasehold Interest (Tenants Only) (3) The most we will pay for any loss under this Additional Coverage is (1) If your lease is cancelled due to direct per occurrence physical damage to property at the regar regardle$10,00ss of the number of described premises caused by or locations or buildings involved. resulting from a Covered Cause of Loss, we will pay the net loss you (4) Special Fine Arts Exclusion sustain due to increased rent under a We will not pay for any loss replacement lease. caused by or resulting from: (2) The most we will pay for loss because (a) Breakage of statuary, of the cancellation of any lease or glassware, bric-a-brac, leases due to the same covered marble, porcelain and similar cause of loss is the lesser of: fragile property. But we will (a) If your lease is cancelled and pay if the loss or damage is either: caused directly by a "specified (1) Your landlord allows you to cause of loss", earthquake or continue to use your premises flood"; and under a new lease not to (b) Any repairing, restoration or exceed the prevailing lease retouching of the "fine arts". rate, or y. Sales Representative Samples (ii) You relocate to other (1) We will pay for direct physical permanent premises and loss or damage by a Covered enter into a new lease. Cause of Loss to Samples of your For the duration of the lease in "stock" in trade (including effect at the time of the loss, we containers) while: will pay the increase in rent (a) In the custody of your sales between what you were paying at representative, agent or any the time of loss and the rent you "employee" who travels with will be required to pay for sales samples; equivalent premises under the replacement lease; (b) In your custody while acting (b) $10,000; or as a sales representative; or (c) "In transit" between the (c) Nothing if there is not a written or described premises and your legally binding lease. sales representatives. (3) The following applies to paragraph (2) The following of SECTION I - (2), subparagraphs (a)(i) and (a)(ii) PROPERTY, B. Exclusions, above: paragraph 1. do not apply to this (a) If the lease in effect at the time of Additional Coverage: the loss contains a renewal (a) b. Earth Movement; and option, the expiration date of the renewal option period will replace (b) g. Water the expiration of the current (3) The most we will pay for any loss lease. or damage under this Additional (b) If the lease has no end date Coverage is $5,000 unless a (open-ended), we will pay the higher Limit of Insurance is difference in rent for a period of shown in the Additional Property no more than 24 months after the Coverage Schedule. date of the direct physical (4) We will not pay for loss to the damage described following property: s, RiskMauganattDivislan e .i & Ap Rtmevm nR Br. A+.�'a RuwLa 391-1003 08 16 Includes copyrighted material of Insurance Risk Management SpeaWist Services Office, Inc., with its perm