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(1) Collapse, including any of the
<br />following conditions of property or
<br />any part of the property:
<br />(a) An abrupt falling down or caving
<br />in;
<br />(b) Loss of structural integrity,
<br />including separation of parts of
<br />the property or property in
<br />danger of falling down or caving
<br />in; or
<br />(c) Any cracking, bulging, sagging,
<br />bending, leaning, settling,
<br />shrinkage or expansion as such
<br />condition relates to paragraphs
<br />(a) or (b) above.
<br />But if collapse results in a Covered
<br />Cause of Loss at the described
<br />premises, we will pay for the loss or
<br />damage caused by that Covered
<br />Cause of Loss.
<br />(2) This Exclusion g. does not apply:
<br />(a) To the extent that coverage is
<br />provided under SECTION I -
<br />PROPERTY, A. Coverage, 5.
<br />Additional Coverages, d.
<br />Collapse; or
<br />(b) To collapse caused by one or
<br />more of the following:
<br />(i) Any of the "specified causes
<br />of loss"
<br />(it) Breakage of building glass;
<br />(ill) Weight of rain that collects
<br />on a roof; or
<br />(iv) Weight of people or personal
<br />property
<br />h. Pollution
<br />Discharge, dispersal, seepage,
<br />migration, release or escape of
<br />"pollutants" unless the discharge,
<br />dispersal, seepage, migration, release
<br />or escape is itself caused by any of the
<br />"specified causes of loss". But If the
<br />discharge, dispersal, seepage,
<br />migration, release or escape of
<br />"pollutants" results in any of the
<br />"specified causes of loss", we will pay
<br />for the loss or damage caused by any of
<br />the "specified causes of loss".
<br />i. Neglect
<br />Neglect of an insured to use all
<br />reasonable means to save and preserve
<br />property from further damage at and
<br />after the time of loss.
<br />j. Other Types of Loss
<br />(1) Wear and tear;
<br />Hanover
<br />Insurance Group_
<br />ODFD785344 5701644
<br />(2) Rust or other corrosion, decay,
<br />deterioration, hidden or latent defect or
<br />any quality in property that causes it to
<br />damage or destroy itself;
<br />(3) Smog;
<br />(4) Settling, cracking, shrinking or
<br />expansion;
<br />(5) Nesting or infestation, or discharge or
<br />release of waste products or secretions,
<br />by insects, birds, rodents or other
<br />animals; or
<br />(6) Mechanical breakdown, including
<br />rupture or bursting caused by
<br />centrifugal force.
<br />This exclusion does not apply with
<br />respect to the breakdown of "computer
<br />equipment".
<br />This exclusion does not apply to the
<br />Equipment Breakdown Additional
<br />Coverage.
<br />(7) The following causes of loss to personal
<br />property:
<br />(a) Dampness or dryness of the
<br />atmosphere;
<br />(b) Changes in or extremes of
<br />temperature; or
<br />(c) Marring or scratching.
<br />But if an excluded cause of loss that is
<br />listed in paragraphs (1), (2), (3), (4), (5), (6)
<br />and (7) above, results in any of the
<br />"specified causes of loss", "accident",
<br />"electronic circuity impairment" or building
<br />glass breakage, we will pay for the loss or
<br />damage caused by any of the "specified
<br />causes of loss", "accident", "electronic
<br />circuity impairment" or building glass
<br />breakage.
<br />Ic Errors or Omissions
<br />Errors or omissions in:
<br />(1) Programming, processing or storing
<br />"electronic data" or in any "computer
<br />equipment" operations; or
<br />(2) Processing or copying "valuable papers
<br />and records".
<br />However, we will pay for direct physical loss
<br />or damage caused by resulting fire,
<br />"accident", "electronic circuity impairment"
<br />or explosion if these causes of loss would
<br />be covered by this Coverage Form.
<br />Installation, Testing, Repair
<br />Errors or deficiency in design, installation,
<br />testing, maintenance, modification or
<br />391-1003 08 16 Includes copyrighted material of Insurance Services Office, Inc., with its pet
<br />A-f, Aw44
<br />MMUR Risk Management Spedatist
<br />
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