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u. <br />Money and Securities; <br />the Limit of Insurance for the <br />v. <br />Electronic Vandalism; <br />building. <br />w. <br />Interruption of Computer Operations; <br />4. Business Personal Property Limit - <br />x. <br />Theft of Telephonic Services; <br />Seasonal Increase <br />y' <br />Computer and Funds Transfer Fraud; <br />p <br />a. The Limit of Insurance for Business <br />Personal Property will increase by 25% <br />z. <br />Tenant Building Insurance - When Your <br />to provide for seasonal variations. <br />Lease Requires You to Provide <br />Insurance; or <br />y If the Limit b. This increase will apply only <br />of Insurance shown for Business <br />aa. Tenant Business Personal Propert <br />Personal Property in the Declarations is <br />Insurance - When Your Lease Requires <br />q <br />at least 100% of your average monthly <br />You to Provide Insurance. <br />values during the lesser of: <br />3. Building <br />Limit -Increase <br />(1) The 12 months immediately <br />If <br />Covered Property is written on a <br />preceding the date the loss or <br />Replacement <br />Cost basis: <br />damage occurs; or <br />a. <br />The Limit of Insurance for Buildings will <br />(2) The period of time you have been in <br />be revised by changes that occurred in <br />business as of the date the loss or <br />the cost of construction during the <br />damage occurs. <br />preceding policy year. <br />D. Deductibles <br />b. <br />The amount of increase will be <br />1. We will not pay for loss or damage in any <br />determined by reports of a recognized <br />one occurrence until the amount of loss or <br />valuation method. <br />damage exceeds the Deductible shown in <br />c. <br />We will inform you of such adjusted <br />the Declarations. We will then pay the <br />values. Upon their acceptance, you <br />amount of loss or damage in excess of the <br />agree to pay any additional premium for <br />Deductible up to the applicable limit in <br />the adjusted limit. Payment of your <br />SECTION I - PROPERTY, C. Limit of <br />renewal premium, which includes the <br />Insurance. <br />revised Limit of Insurance, shall <br />2. No' Deductible applies to the following <br />constitute acceptance. <br />Additional Property Coverages and <br />d. <br />We will pay the replacement cost value <br />Extensions of Coverage: <br />of the damaged portion of the building <br />a. Fire Department Service Charge; <br />time of loss, but not more than <br />at the of the Limit of Insurance for <br />125/0 <br />b. Fire Protection Equipment Rechar e; <br />Recharge; <br />Building if: <br />c. Business Income; <br />(1) The amount of any loss covered by <br />d. Extra Expense; <br />this Coverage Form exceeds the <br />e. Civil Authority; <br />Limit of Insurance for Building <br />stated in the Declarations for the <br />f. Key Replacement and Lock Repair; <br />damaged Building; and <br />g. Deferred Payment; <br />(2) The actual repair or replacement is <br />In. Debris Removal; <br />completed within one year of the <br />date of loss. <br />i. Rewards -Arson, Theft and Vandalism; <br />e. <br />The Building Limit - Increase clause will <br />j. ERISA Compliance; <br />not apply if: <br />k. Preservation of Property; <br />(1) You do not accept the adjusted <br />I. Pollutant Clean -Up and Removal; <br />value; or <br />m. Ordinance or Law; <br />(2) You do not inform us of changes to <br />n. Leasehold Interest (Tenants Only); <br />covered Building: <br />(a) Within sixty (60) days of the date <br />o. Unauthorized Business Credit Card <br />Use; <br />any additions, improvements or <br />enlargements to the building are <br />p. Business Income from Dependent <br />begun, and <br />Properties; and <br />(b) When the replacement value of <br />q• Inventory and Loss Appraisal. <br />the changes are more than 5%of <br />3. A $250 Deductible applies to the followinc <br />Coverages: <br />a. Glass - Interior : °s Ri°IrMmagmwtJohidm <br />REmexm APPRAOA Br <br />^& <br />n� Rav44 <br />391-1003 <br />08 16 Includes copyrighted material of Insurance <br />`® Risk Management speaaist <br />Services Office, Inc., with its permi <br />