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regardless of whether any such
<br />service, advice or instruction is
<br />ordinary to any insured's profession.
<br />Professional services include but are
<br />not limited to:
<br />(4) Legal, accounting or advertising
<br />services, notary, title abstract, tax
<br />preparation, real estate,
<br />stockbroker, publishing, architects
<br />or insurance services;
<br />(5) Preparing, approving, or failing to
<br />prepare or approve maps,
<br />drawings, opinions, reports,
<br />surveys, change orders, designs
<br />or specifications;
<br />(6) Supervisory, inspection or
<br />engineering services;
<br />(7) Medical, surgical, dental, x-ray or
<br />nursing services treatment, advice
<br />or instruction;
<br />(8) Any health or therapeutic service
<br />treatment, advice or instruction;
<br />(9) Any service, treatment, advice or
<br />instruction for the purpose of
<br />appearance or skin enhancement,
<br />hair removal or replacement or
<br />personal grooming, including use
<br />or exposure to any sun lamp,
<br />tanning booth or other similar
<br />appliance;
<br />(10)Optometry or optical or hearing
<br />aid services including the
<br />prescribing, preparation, fitting,
<br />demonstration or distribution of
<br />ophthalmic lenses and similar
<br />products or hearing aid devices;
<br />(11)Body piercing services;
<br />(12)Services in the practice of
<br />pharmacy;
<br />(13)Management, Human Resource,
<br />Testing, Media or Public Relations
<br />consulting services.
<br />This exclusion applies even if a claim
<br />alleges negligence or other
<br />wrongdoing in the supervision, hiring,
<br />employment, training or monitoring of
<br />others by an insured, if the
<br />"occurrence" which caused the "bodily
<br />injury" or "property damage", or the
<br />offense which caused the "personal
<br />and advertising injury", involved the
<br />rendering of or failure to render any
<br />professional service.
<br />k. Damage to Property
<br />"Property damage" to:
<br />(1) Property you own, rent or occupy,
<br />Including any costs or expenses
<br />incurred by you, or any other
<br />person, organization or entity, for
<br />repair, replacement,
<br />enhancement, restoration or
<br />maintenance of such property for
<br />any reason, including prevention
<br />of injury to a person or damage to
<br />another's property;
<br />(2) Premises you sell, give away or
<br />abandon, if the "property damage"
<br />arises out of any part of those
<br />premises;
<br />(3) Property loaned to you;
<br />(4) Personal property in the care,
<br />custody or control of the insured;
<br />(5) That particular part of real
<br />property on which you or any
<br />contractor or subcontractor
<br />working directly or indirectly on
<br />your behalf is performing
<br />operations, if the "property
<br />damage" arises out of those
<br />operations; or
<br />(6) That particular part of any
<br />property that must be restored,
<br />repaired or replaced because
<br />"your work" was incorrectly
<br />performed on it.
<br />Paragraphs (1), (3) and (4) of this
<br />exclusion do not apply to property
<br />damage" (other than damage by fire)
<br />to premises, including the contents of
<br />such premises, rented to you for a
<br />period of 7 or fewer consecutive days.
<br />A separate Limit of Insurance applies
<br />to Damage to Premises Rented to You
<br />as described in SECTION II -
<br />LIABILITY, D. Liability and Medical
<br />Expenses Limit Of Insurance.
<br />Paragraph (2) of this exclusion does
<br />not apply if the premises are "your
<br />work" and were never occupied,
<br />rented or held for rental by you.
<br />Paragraphs (3), (4), (5) and (6) of this
<br />exclusion do not apply to liability
<br />assumed under a sidetrack
<br />agreement.
<br />Paragraph (6) of this exclusion does
<br />not apply to "property damage"
<br />included in the "products - completed
<br />operations hazard".
<br />I. Damage to Your Product
<br />"Property damage" to "your product"
<br />arising out of it or any part of it.
<br />m. Damage to Your Work
<br />"Property damage" to "your work"
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<br />©-� Risk Management Spedzlist
<br />391-1003 08 16 Includes copyrighted material of Insurance Services Office, Inc., with its
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