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f. Breach of Contract
<br />"Personal and advertising injury"
<br />arising out of a breach of contract,
<br />except an implied contract to use
<br />another's advertising idea in your
<br />"advertisement".
<br />g. Quality or Performance of
<br />Goods -Failure to Conform to
<br />Statements
<br />"Personal and advertising injury"
<br />arising out of the failure of goods,
<br />products or services to conform with
<br />any statement of quality or
<br />performance made in your
<br />"advertisement".
<br />h. Wrong Description of Prices
<br />"Personal and advertising injury"
<br />arising out of the wrong description of
<br />the price of goods, products or
<br />services stated in your
<br />"advertisement".
<br />1. Insureds in Media and Internet Type
<br />Businesses
<br />"Personal and advertising injury"
<br />committed by an insured whose
<br />business is:
<br />(1) Advertising, broadcasting,
<br />publishing or telecasting;
<br />(2) Designing or determining content
<br />of web -sites for others; or
<br />(3) An Internet search, access,
<br />content or service provider.
<br />However, this exclusion does not
<br />apply to F. Liability and Medical
<br />Expenses Deflnitions,15. "Personal and
<br />Advertising Injury", paragraphs a., b.
<br />and c.
<br />For the purposes of this exclusion, the
<br />placing of frames, borders or links, or
<br />advertising, for you or others
<br />anywhere on the Internet, is not by
<br />itself considered the business of
<br />advertising, broadcasting, publishing
<br />or telecasting.
<br />j. Pollution
<br />"Personal and advertising injury"
<br />arising out of the actual, alleged or
<br />threatened discharge, dispersal,
<br />seepage, migration, release or escape
<br />of "pollutants" at any time.
<br />k. Pollution -Related
<br />Any loss, cost or expense arising out
<br />of any:
<br />(1) Request, demand, order or
<br />statutory or regulatory requirement
<br />that any insured or others test for,
<br />monitor, clean-up, remove, contain,
<br />treat, detoxify or
<br />neutralize, or In any way
<br />respond to, or assessthe effects
<br />of, "pollutants" or
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<br />4 Hanover
<br />Insurance Group-
<br />ODFD785344 5701644
<br />(2) Claim or "suit" by or on behalf of
<br />a governmental authority for
<br />damages because of testing for,
<br />monitoring, cleaning up,
<br />removing, containing, treating,
<br />detoxifying or neutralizing, or in
<br />any way responding to, or
<br />assessing the effects of,
<br />"pollutants".
<br />1. Electronic Chatrooms or Bulletin
<br />Boards
<br />"Personal and advertising injury"
<br />arising out of an electronic chatroom
<br />or bulletin board the insured hosts,
<br />owns or over which the insured
<br />exercises control.
<br />m. Infringement of Copyright, Patent,
<br />Trademark or Trade Secret
<br />"Personal and advertising injury"
<br />arising out of the infringement of
<br />copyright, patent, trademark, trade
<br />secret or other intellectual property
<br />rights. Under this exclusion, such
<br />other intellectual property rights do
<br />not include the use of another's
<br />advertising idea in your
<br />"advertisement".
<br />However, this exclusion does not
<br />apply to infringement, in your
<br />"advertisement", of copyright, trade
<br />dress or slogan.
<br />n. Unauthorized Use of Another's Name
<br />of Product
<br />"Personal and advertising injury"
<br />arising out of the unauthorized use
<br />of another's name or product in your
<br />e-mail address, domain name or
<br />metatags, or any other similar
<br />tactics to mislead another's potential
<br />customers.
<br />3. Additional Exclusions Applicable to
<br />Medical Expenses Coverage Only
<br />We will not pay expenses for "bodily
<br />injury":
<br />a. Any Insured
<br />To any insured, except "volunteer
<br />workers".
<br />b. Hired Person
<br />To a person hired to do work for or
<br />on behalf of any insured or a tenant
<br />of any insured.
<br />c. Injury on Normally Occupied
<br />Premises
<br />To a person injured on that part of
<br />premises you own or rent that the
<br />person normal'••
<br />d. Workers' Cor Risk Mmagm
<br />Laws t I I eeviei m s APPRW Rr
<br />To a person (I ' A-1p Aa,44
<br />"employee,,
<br />insured, Risk Management Spedelisl
<br />391-1003 08 16 Includes copyrighted material of Insurance services Office, Inc., with its permission.
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