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PROPERTY, E. Property Loss
<br />Condition, 5. Loss Payment
<br />paragraph d., subparagraph (3)(b);
<br />(3) Tenant's improvements and
<br />betterments. Improvements and
<br />betterments are fixtures,
<br />alterations, installations or
<br />additions:
<br />(a) Made a part of the building or
<br />structure you occupy but do not
<br />own; and
<br />(b) You acquired or made at your
<br />expense but cannot legally
<br />remove.
<br />(4) Leased personal property for which
<br />you have a written contractual
<br />responsibility to insure, unless
<br />otherwise provided in paragraph
<br />(2) above;
<br />(5) Exterior building glass, if you are a
<br />tenant and no Limit of Insurance is
<br />shown in the Declarations for
<br />Building property. The glass must
<br />be owned by you or in your care,
<br />custody or control;
<br />(6) Physical damage sustained to a
<br />building leased to you caused by or
<br />resulting from "theft" or attempted
<br />"theft", burglary or robbery of your
<br />Business Personal Property.
<br />2. Property Not Covered
<br />Covered Property does not include:
<br />a. Aircraft, automobiles, motortrucks and
<br />other vehicles subject to motor vehicle
<br />registration;
<br />b. Contractor's equipment, which is used
<br />or operated principally away from the
<br />premises described in the
<br />Declarations, or parts and equipment,
<br />whether attached or unattached to
<br />contractor's equipment, unless such
<br />parts and equipment is held for sale by
<br />you, or sold by you but not delivered
<br />unless specifically endorsed and
<br />scheduled, or as provided for in
<br />SECTION I - PROPERTY, B. Additional
<br />Coverages, v. Commercial Tools and
<br />Small Equipment;
<br />c. "Money" or "securities" except as
<br />provided in the:
<br />(1) Money and Securities Additional
<br />Coverage; or
<br />(2) Employee Theft Additional
<br />Coverage;
<br />d. Contraband or property in the course
<br />of illegal transportation or trade;
<br />e. Land, whether or not resurfaced with
<br />stone, gravel or similar layer (including
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<br />Hanover
<br />Insurance Croup-
<br />ODFD785344 5701644
<br />land an which the property is located),
<br />water, growing crops or lawns (other
<br />than lawns which are part of a
<br />vegetated roof), except as provided in
<br />SECTION I - PROPERTY, A. Coverage,
<br />6. Coverage Extension, I. Paved
<br />Surfaces;
<br />f. Outdoor radio or television antennas
<br />(including satellite dishes) and their
<br />lead-in wiring, masts or towers, trees,
<br />shrubs or plants (other than trees,
<br />shrubs or plants which are part of a
<br />vegetated roof), all except as provided
<br />in SECTION I - PROPERTY, A.
<br />Coverage, 6. Coverage Extension, c.
<br />Outdoor Property;
<br />g. Watercraft (including motors,
<br />equipment and accessories);
<br />h. Accounts, bills, food stamps, other
<br />evidences of debt, accounts receivable
<br />or "valuable papers and records";
<br />except as otherwise provided in this
<br />Coverage Form;
<br />I. "Computer equipment", which is
<br />permanently installed or designed to
<br />be permanently installed in any
<br />aircraft, watercraft, motortruck or other
<br />vehicle subject to motor vehicle
<br />registration. This paragraph does not
<br />apply to "computer equipment" while
<br />held as "stock";
<br />j. "Electronic Data", except as provided
<br />under the Computer Equipment and
<br />Electronic Vandalism Additional
<br />Coverages. This paragraph does not
<br />apply to your "stock" of prepackaged
<br />"software' or to "electronic data"
<br />which is integrated in and operates or
<br />controls the building's elevator,
<br />lighting, heating, ventilation, air
<br />conditioning or security system;
<br />k. Animals, unless owned by others and
<br />boarded by you, or held for sale by
<br />you, or sold but not delivered, and
<br />only while inside of buildings;
<br />I. The cost of excavations, grading,
<br />backfilling, or filling;
<br />m. Bulkheads, pilings, piers, wharves or
<br />docks;
<br />n. Retaining walls that are used, in whole
<br />or in part, to contain water.
<br />o. "Computer Equipment", except as
<br />provided for under the:
<br />(1) Computer Equipment Additional
<br />Coverage;
<br />(2) Equipment "---" .-
<br />Coverage;
<br />391-1003 08 16 Includes copyrighted material of Insurance Services Office, Inc., with its permissi
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