LAPTOPSANYTIME (JAVA CONNECTIONS, LLC) (2)

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(4) The following applies to paragraph Additional Coverage is $5,000 per (2), subparagraphs (a) and (b) above: occurrence. (a) $10,000 will be the maximum bb. Utility Services amount payable regardless of the number of leases affected by the (1) We will pay for loss of or damage to same Covered Cause of Loss. Property Covered Pro p y. caused b y a interruption in service to the described (b) Existence of a renewal option will premises. The interruption must result not increase, or have any other from direct physical loss or damage by a effect on this Limit of Insurance. Covered Cause of Loss to property not on (5) Special Leasehold Interest Exclusion the described premises that provides the We will not pay for any loss or services shown in paragraph (3) below. damage: The most we will pay for loss in any one (a) If the unit or suite rented or occurrence under this Additional Coverage is $10,000 at each described leased you where direct premises or the Limit of Insurance shown damage occurs has been vacant in the Additional Property Coverage more than 60 consecutive days Schedule. before the loss or damage occurs, and you have not entered into an (2) We will pay for the actual loss of Business agreement to sublease the unit or Income you sustain and necessary Extra suite. Expense you incur caused by the (b) Caused by your cancelling the interruption of service at the described lease, or premises. The interruption must result from direct physical loss or damage by a (c) Caused by lessors' lease Covered Cause of Loss to property not on cancellation at the normal the described premises that provides the expiration date. services shown in paragraph (3) below. aa. Unauthorized Business Credit Card Use We will only pay for loss you sustain after (1) We will pay for loss resulting from the the first 24 hours following the direct "theft" or unauthorized use of physical loss of or damage to the property Business Credit Cards issued to you described above. or registered in your name. The most we will pay for loss in any one (2) We do not cover use of a Business occurrence under this Additional Credit Card: Coverage is $5,000 at each described premises or the Limit of Insurance shown (a) By a person who has been in the Additional Property Coverage entrusted with the card; or Schedule. (b) any of your "employees". (3) Services: (3) All loss: (a) Water Supply Services, meaning the (a) Caused by one or more persons; following types of property supplying or water to the described premises: (b) Involving a single act or series of (1) Pumping stations; and related acts; (ii) Water mains. is considered one occurrence (b) Communication Supply Services, regardless of the number of individual meaning the following types of unauthorized transactions. property supplying communication (4) If a suit is brought against you for services, including but not limited liability, we will pay for reasonable to telephone, radio, microwave, legal expenses incurred in that television services, internet defense under this Additional access or access to any Coverage. electronic, cellular or satellite (5) The most we will pay for any loss including legal expenses, under this 391-1003 08 16 Includes copyrighted material of Insurance Services Office, Inc., with its permi. e ltiek Manugem�e Uivielon REVIEWED 6 APPROVED BY: '� Risk Management Specialist