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data" or "proprietary programs" <br />that have been copied, <br />scanned, or altered; and <br />(c) "Theft" from your "electronic <br />data" or "proprietary programs" <br />of confidential information <br />through the observation of the <br />"electronic data" or "proprietary <br />programs" by accessing <br />covered "computer equipment" <br />without any alteration or other <br />physical loss of or damage to <br />the records or programs. <br />Confidential information <br />includes, but is not limited to, <br />customer information, <br />processing methods, or trade <br />secrets. <br />ee. Interruption of Computer Operations <br />This Additional Coverage is only <br />available if Business Income is covered <br />under this Coverage Form. <br />(1) Subject to all provisions of this <br />Additional Coverage, you may <br />extend the insurance that applies to <br />Business Income and Extra <br />Expense to apply to a suspension <br />of "operations' at the described <br />premises caused by an interruption <br />in computer operations due to <br />destruction or corruption of <br />"electronic data" occurring at or <br />away from the described premises <br />resulting from any Covered Cause <br />of Loss. <br />(2) With respect to the coverage <br />provided under this Additional <br />Coverage, the Covered Causes of <br />Loss are subject to the following: <br />(a) With respect to the coverage <br />provided under this Additional <br />Coverage, the Covered Causes <br />of Loss include "electronic <br />vandalism". But there is no <br />coverage for an interruption <br />related to manipulation of a <br />computer system (including <br />"electronic data") by any <br />employee, including a <br />temporary or leased employee, <br />or by an entity retained by you, <br />or for you, to inspect, design, <br />install, modify, maintain, repair <br />or replace that system. <br />(b) If the Businessowners <br />Coverage Form is endorsed to <br />add a Covered Cause of Loss, <br />the additional Covered Cause <br />of Loss does not apply to the <br />coverage provided under this <br />Additional Coverage. <br />(3) The most we will pay under this <br />Additional Coverage - Interruption of <br />Computer Operations for all loss <br />sustained and expense incurred in <br />any one policy year, regardless of <br />the number of interruptions or the <br />number of premises, locations or <br />computer systems involved, is <br />$10,000 unless a higher Limit of <br />Insurance is shown in the <br />Declarations. If loss payment relating <br />to the first interruption does not <br />exhaust this amount, then the <br />balance is available for loss or <br />expense sustained or incurred as a <br />result of subsequent interruptions in <br />that policy year. A balance <br />remaining at the end of a policy year <br />does not increase the amount of <br />insurance in the next policy year. <br />With respect to any interruption <br />which begins in one policy year and <br />continues or results in additional <br />loss or expense in a subsequent <br />policy year(s), all loss and expense <br />is deemed to be sustained or <br />incurred in the policy year in which <br />the interruption began. <br />(4) This Additional Coverage - <br />Interruption of Computer Operations <br />does not apply to loss sustained or <br />expense incurred after the end of the <br />"period of restoration", even if the <br />amount of insurance stated in <br />paragraph (3) above has not been <br />exhausted. <br />(5) Coverage for Business Income does <br />not apply when a "suspension"of <br />"operations" is caused by destruction <br />or corruption of "electronic data", or <br />any loss or damage to "electronic <br />data", except as provided under <br />paragraphs (1), (2), (3) and (4) of this <br />Additional Coverage. <br />(6) Coverage for Extra Expense does not <br />apply when action is taken to avoid <br />or minimize a "suspension" of <br />"operations" caused by "electronic <br />vandalism", except as provided under <br />paragraphs (1), (2), (3) and (4) of this <br />Additional Coverage. <br />(7) This Additional Coverage - <br />Interruption of Computer Operations <br />does not apply when loss or damage <br />to "electronic data" involves only <br />"electronic data" which is integrated <br />in and operates or controls a <br />building's elevator, lighting, heating, <br />ventilation, air conditioning or <br />security systeIx <br />391-1003 08 16 Includes copyrighted material of Insurance Services Office, Inc., with its <br />=urureinn <br />Risk Management Spedalist <br />