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Property, coverage will end when any of <br />the following first occurs: <br />(a) This policy expires; <br />(b) 180 days after you acquire the <br />property or begin construction of that <br />part of the building that would qualify <br />as Covered Property; or <br />(c) You report values to us. <br />We will charge you additional premium <br />for values reported from the date you <br />acquire the property or begin <br />construction of that part of the building <br />that would qualify as Covered Property. <br />b. Personal Property Off Premises <br />(1) If your policy covers Business Personal <br />Property, you may extend the insurance <br />provided in SECTION I - PROPERTY, A. <br />Coverage, 1. Covered Property, b. <br />Business Personal Property to apply to <br />direct physical loss or damage when <br />such loss or damage is caused by a <br />Covered Cause of Loss while: <br />(a) At a location you do not own, <br />lease or operate; or <br />(b) At any fair, trade show or exhibition. <br />(2) The most we will pay for loss or damage <br />under this Extension is $50,000 or the <br />amount shown in the Additional Property <br />Coverage Schedule, whichever is <br />greater. <br />(3) Special Personal Property Off Premises <br />Exclusions <br />This extension does not apply to <br />property: <br />(a) In or on a vehicle; or <br />(b) In the care, custody or control of <br />your sales representative, unless the <br />property is in such care, custody or <br />control at a fair, trade show or <br />exhibition. <br />c. Outdoor Property <br />(1) You may extend insurance provided <br />by this Coverage Form to apply to <br />direct physical loss or damage to your <br />radio and television antennas <br />(including satellite dishes), trees, <br />shrubs, plants and lawns (other than <br />trees, shrubs or plants which are <br />"stock" or are a part of a vegetated <br />roof) including debris removal <br />expense, caused by or resulting from <br />any of the following causes of loss: <br />(a) Fire; <br />(b) Lightning; <br />(c) Explosion; <br />(d) Riot or civil commotion; <br />(e) Aircraft; <br />(f) Windstorm; or <br />(g) Ice, snow, sleet and hail. <br />(2) Coverage under this Extension does <br />not apply to property held for sale by <br />you. <br />(3) Regardless of the number of <br />described premises involved, the <br />most we will pay for loss or damage <br />under this Extension, including <br />debris removal expense, is $10,000, <br />but not more than $1,000 for any one <br />tree, shrub or plant. <br />d. Personal Effects <br />(1) If your policy covers Business <br />Personal Property, you may extend <br />the insurance provided in SECTION <br />I - PROPERTY, A. Coverage, 1. <br />Covered Property, b. Business <br />Personal Property to apply to direct <br />physical loss or damage to personal <br />effects owned by you, your officers, <br />your partners or "members", your <br />"managers" or your "employees" <br />when such loss or damage is <br />caused by a Covered Cause of Loss. <br />(2) This extension does not apply to: <br />(a) Tools or equipment used in your <br />business; and <br />(b) "Employees" tools and small <br />equipment; <br />(3) The most we will pay for loss or <br />damage under this Extension is <br />$10,000 at each described premises. <br />e. Valuable Papers and Records (Other <br />Than Electronic Data) <br />(1) If your policy covers Business <br />Personal Property, you may extend <br />the insurance provided under <br />SECTION I - PROPERTY, A. <br />Coverage, 1. Covered Property, b. <br />Business Personal Property to apply <br />to direct physical loss or damage to <br />"valuable papers and records" that <br />you own, or that are in your care, <br />custody or control caused by or <br />resulting from a Covered Cause <br />d Ri&kmwwgenattDwlmt <br />RLAEwED& APPROVED Br <br />A+ju Auv44 <br />391-1003 08 16 Includes copyrighted material of Insurance Services Office, Inc., with its perm ® Risk Management speardist <br />