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repair of your "computer equipment' <br />system including "software". <br />However, we will pay for direct physical <br />loss or damage caused by resulting fire <br />or explosion if these causes of loss <br />would be covered by this Coverage <br />Form. <br />m. Electrical Disturbance <br />Electrical or magnetic injury, disturbance <br />or erasure of "electronic data", except as <br />provided for in SECTION I - PROPERTY, <br />A. Coverage, 5. Additional Coverages, <br />and 6. Coverage Extensions. <br />However, we will pay for direct loss or <br />damage caused by lightning. <br />n. Artificially Generated Electricity <br />Artificially generated electric current <br />including electric arcing, that disturbs <br />electrical devices, appliances or wires <br />except as provided for in SECTION I - <br />PROPERTY, A. Coverage, 5. Additional <br />Coverages, u. - Equipment Breakdown. <br />But, if artificially generated electric <br />current results in fire, we will pay for the <br />loss or damage caused by fire. <br />o. Computer Processing Exclusion <br />(1) Errors or omissions in programming <br />or incorrect instructions to <br />"hardware"; <br />(2) Electrical or magnetic damage, <br />disturbance of recordings or erasure <br />of electronic recordings, except as <br />provided under SECTION I - <br />PROPERTY, A. Coverage, 5. <br />Additional Coverages, u. Equipment <br />Breakdown. We will also pay for <br />direct loss caused by lightning; <br />(3) Mechanical breakdown or <br />malfunction, component failure, faulty <br />installation or blowouts; except as <br />provided for under SECTION I - <br />PROPERTY, A. Coverage, 5. <br />Additional Coverages, u. Equipment <br />Breakdown; or <br />(4) Faulty instruction or incorrect usage, <br />including changes in arrangements <br />or parts. <br />p. Loss of Warranty <br />Loss of warranty or similar future or <br />potential benefit even when following a <br />covered loss or covered damage. <br />(1) Loss of this type does not meet <br />direct physical loss or damage. <br />(2) We agree that reasonable repair or <br />reconditioning measures be pursued <br />to ensure soundness of property <br />after loss or damage: <br />(a) Where proper and adequate <br />report or reconditioning <br />method is debated, you and <br />we agree to follow the usual <br />and customary industry repair <br />and reconditioning practices; <br />or <br />(b) For situations not resolved by <br />paragraph (a) above, either <br />party may demand that the <br />matter be resolved through <br />Appraisal as provided for <br />elsewhere in the Coverage <br />Form. <br />q. Continuous or Repeated Seepage or <br />Leakage of Water <br />Continuous or repeated seepage or <br />leakage of water, or the presence or <br />condensation of humidity, moisture or <br />vapor, that occurs over a period of 14 <br />days or more. <br />r. Authorized Access <br />Loss resulting from a fraudulent: <br />(1) Entry of "electronic data" or <br />"computer program" into; or <br />(2) Change of "electronic data" or <br />"computer program" within; <br />any "computer equipment' owned, <br />leased or operated by you by a <br />person or organization with <br />authorized access to that "computer <br />equipment', except when covered <br />under SECTION I - PROPERTY, A. <br />Coverage, 5. Additional Coverages, hh. <br />Computer and Funds Transfer Fraud, <br />paragraph b.. <br />s. Fraudulent Instructions <br />Loss resulting from an "employee" or <br />"financial institution" acting upon any <br />instruction to: <br />(1) Transfer, pay or deliver "money", <br />"securities" or "other property" or <br />(2) Debit or delete your account; <br />which instruction proves to be <br />fraudulent, except when covered <br />under SECTION I - PROPERTY, A. <br />Coverage, 5. Additional Coverages, <br />hh. Computer and Funds Transfer <br />Fraud, paragraphs a.(2) and b.. <br />3. We will not pay for loss or damage <br />caused by or resulting from paragraphs a., <br />b. and c. below. But if an excluded cause <br />of loss that is listed in paragraphs a., b. <br />and c. below, results in a Covered Cause <br />of Loss, we will pay for the loss or <br />damage caused by "- - -- -- - <br />Loss. _.... <br />a. Weather Condit e <br />M <br />391-1003 08 16 Includes copyrighted material of Insurance Services Office, Inc., with its <br />I4nEWS) 6 APPROVED Br <br />Risk Management SpedAist <br />