LAPTOPSANYTIME (JAVA CONNECTIONS, LLC) (2)

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` The Hanover Insurance Group_ ODFD785344 5701644 (1) For the purposes of SECTION I - (3) FICA payments you pay; PROPERTY, A. Coverage, 5. (4) Union dues you pay; and Additional Coverages, p. Employee Theft including ERISA Compliance (5) Workers' Compensation premiums. and k. Forgery or Alteration, 41. "Period of Restoration" deposits in your account at any "financial institution"; and a. Means the period of time that: (2) For the purposes of SECTION 1 - (1) Begins: PROPERTY, A. Coverage, 5. Additional (a) After the number of hours Coverage hh. Computer and Funds shown as the Business Income Transfer Fraud, deposits in your Waiting Period in the account at a "financial institution" as Declarations after the time of defined in SECTION I - PROPERTY, G. direct physical loss or damage Property Definitions, paragraph 19.b.. for Business Income Coverage; 36. "One equipment breakdown" means: If an or initial "accident" or "electronic circuitry (b) Immediately after the time of impairment" causes other "accidents" or direct physical loss or damage "electronic circuitry impairments," all will for Extra Expense Coverage; be considered "one equipment breakdown." "accidents" "electronic caused by or resulting from any All or circuitry Covered Cause of Loss at the impairments" that are the result of the "accident" "electronic described premises; and same or circuitry impairment" will be considered "one (2 ) Ends on the earlier of: equipment breakdown." (a) The date when the property at 37. "Operations" means your business the described premises should activities occurring at the described be repaired, rebuilt or replaced premises. (to a condition permitting 38. "Other property" means tangible property "money" "securities" occupancy) with reasonable speed and similar quality; or other than and that has intrinsic value. "Other property" does (b) The date when business is not include computer programs, resumed at a new permanent "electronic data" or any property location; or specifically excluded under this Coverage (c) Exhaustion of the number of Form. consecutive months as shown 39. "Payment processing device" means any on the Policy Declarations electronic device used to process credit, Page. debit or charge card transactions, b. Does not include any increased period including but not limited to, digital pen pad required due to the enforcement of any devices, PIN pad devices, Automatic Teller ordinance or law that: Machines (ATMs), credit card processing machines. (1) Regulates the construction, use or 40. "Payroll expense": repair, or requires the tearing down of any property; or a. Means payroll expenses for all your "employees" except: (1) Officers; (2) Executive; (3) Department Managers; (4) "Employees" under contract; and (5) Additional Exemptions shown in the Declarations as: (a) Job classifications; or 42' (b) "Employees". b. Includes: (1) Payroll; (2) Employee Benefits, if directly related to payroll; (2) Requires any insured or others to test for, monitor, clean up, remove, contain, treat, detoxify or neutralize, or in any way respond to or assess the effects of "pollutants". The expiration date of this policy will not cut short the "period of restoration". "Perishable goods" means personal property: a. Maintained under controlled temperature or humidity conditions for preservation; and b. Susceptible to controlled tern 391-1003 08 16 Includes copyrighted material of Insurance Services Office, Inc., with its permissi Risk Mvnygemm