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Policy Number: RTP0042032 RLI Insurance Company Target ProfessionalsTM — Miscellaneous Professional Liability Policy NOTICE: This Policy covers only those Claims first made against the Insured during the Policy Period and first reported to the Insurer during the Policy Period, the Automatic Extended Reporting Period, or if applicable, during the Extended Reporting Period, pursuant to the terms and conditions of the Policy. In consideration of the payment of the premium and reliance upon all statements made and information furnished to the Insurer, including the statements made in the Application and all attachments and materials submitted therewith and subject to all the provisions of this Policy, the Insurer agrees as follows: 1. INSURING AGREEMENTS a. The Insurer will pay on behalf of the Insured, Claim Expenses and Damages in excess of the Deductible that the Insured shall become legally obligated to pay because of Claims first made against the Insured during the Policy Period and first reported to the Insurer during the Policy Period, the Automatic Extended Reporting Period, or if applicable, during the Extended Reporting Period, for Wrongful Acts, committed on or subsequent to the Retroactive Date and before the end of this Policy Period, to which this insurance applies. b. The Insurer will pay on behalf of the Insured, Claim Expenses and Damages in excess of the Deductible that the Insured shall become legally obligated to pay because of Claims first made against the Insured during the Policy Period and first reported to the Insurer during the Policy Period, the Automatic Extended Reporting Period, or if applicable, during the Extended Reporting Period, alleging Third Party Discrimination, committed on or subsequent to the Retroactive Date and before the end of this Policy Period, to which this insurance applies. 2. ADDITIONAL COVERAGE EXTENSIONS a. Reimbursement of Expenses The Insurer will reimburse the reasonable expenses incurred by the Insured, including loss of wages, if the Insured is required by the Insurer to attend arbitration or mediation proceedings, trials or hearings in defense of a Claim, in the amount of $250 per day for each Insured who attends such proceedings at the Insurer's request, subject to a maximum of $5,000 per Claim. Payments made pursuant to this provision shall be in addition to the Limits of Liability shown in the Policy Declarations. The Deductible amount stated in the Policy Declarations shall not apply to the payments made by the Insurer pursuant to this provision. b. Marital Estate Extension Subject otherwise to the terms hereof, this Policy shall cover Damages and Claim Expenses as a result of a Claim against the lawful spouse or domestic partner (whether such stature is derived by reason of statutory law, common law, or any other applicable law of any jurisdiction in the world) of the Insured for Claims arising solely out of his or her capacity as the spouse or domestic partner of the Insured, including such Claims that seek Damages recoverable from marital community property, property jointly held by the Insured and the spouse or domestic partner, or property transferred from the Insured to the spouse or domestic partner; provided, however, that this extension shall not afford coverage for Wrongful Acts of the spouse or domestic partner. All terms, conditions and other provisions of this Policy, including any provision(s) regarding the Deductible or the Limits of Liability, which would be applicable to Damages and Claim Expenses incurred by the Insured in such Claim, shall also apply to Damages and Claim Expenses incurred by the spouse or domestic partner in such Claim. 3. DEFENSE AND SETTLEMENT The Insurer has the right and duty to defend any Claim to which this insurance applies, up to the Limit of Liability of the Policy, even if the allegations of the Claim are groundless, false or fraudulent. The duty to defend ends when the Insurer has tendered the remaining Limit of Liability of the Policy to the Named Insured or upon exhaustion of the Limit of Liability of the Policy by payment of Claim Expenses or Damages. The Insurer will pay Claim Expenses RTP 101 (02/17) Insured Page 1 of 10