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14. OTHER INSURANCE This Policy is excess of all other insurance, including but not limited to any insurance under which there is a duty to defend, unless such other insurance is specifically written to be in excess of this Policy. 15. WORLDWIDE TERRITORY Coverage under this Policy shall extend to Wrongful Acts committed anywhere in the world, provided that the Claim is first made against the Insured within the United States of America, its territories or possessions. 16. ADDITIONAL INSURED STATUS FOR PARENT ORGANIZATION The Parent Organization is named as an additional insured, but only as respects Claims first made against the Parent Organization during the Policy Period and first reported to the Insurer during the Policy Period, the Auto- matic Extended Reporting Period or, if applicable, during the Extended Reporting Period, for Wrongful Acts by an Insured. 17. ACTION AGAINST THE INSURER No action shall lie against the Insurer unless as a condition precedent thereto, there shall have been full compliance with all of the terms of this Policy, and until the amount of an Insured's obligation to pay shall have been finally deter- mined either by judgment against the Insured after actual trial or by written agreement of the Insured, the claimant or the claimant's legal representative, and the Insurer. Any person or the legal representatives thereof who has secured such judgment or written agreement shall thereafter be entitled to recover under this Policy to the extent of the insurance afforded by this Policy. No person or entity shall have any right under this Policy to join the Insurer as a party to any action against the Insured to determine the Insured's liability, nor shall the Insurer be impleaded by the Insured or their legal representatives. Bankruptcy or insolvency of the Insured or their successors in interest shall not relieve the Insurer of its obligations hereunder. 18. ASSIGNMENT This Policy and any and all rights hereunder are not assignable without the written consent of the Insurer. 19. CHANGES The terms and conditions of this Policy shall not be waived or changed, except by endorsement issued to form a part of this Policy. 20. TERMS OF POLICY CONFORMED TO STATUTE Terms of this Policy which are in conflict with the statutes of the state wherein this Policy is issued are hereby amended to conform to such statutes. 21. HEADINGS The descriptions in the headings of this Policy are solely for convenience and form no part of the Policy terms and conditions of coverage. 22. LIBERALIZATION If the Insurer adopts any revisions to this Policy during the Policy Year that would broaden coverage without addi- tional premium, the broadened coverage will apply to this Policy at the inception date of the next Policy Year, but it will not apply to Claims that were first made against any Insured prior to the effective date of such revision. This Liberalization provision does not apply to the Insurer's issuance, use, amendment, reformation of, or change to, any endorsement that may be used in connection with the provision of any Professional Liability insurance. 23. ENTIRE AGREEMENT The Insureds agree that this Policy, including the Application, attachments and any endorsements, constitutes the entire agreement between the Insureds and the Insurer or any of its agents relating to this insurance. RTP 101 (02/17) Page 10 of 10 Insured