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Self -Insured Retentions. Self -insured retentions must be declared to and approved by the City. <br />The City may require the Consultant to purchase coverage with a lower retention or provide proof of <br />ability to pay losses and related investigations, claim administration, and defense expenses within the <br />retention. <br />Acceptability of Insurers. Insurance is to be placed with insurers authorized to conduct business <br />in the State of California with a current A.M. Best rating of no less than A:V1I, unless otherwise acceptable <br />to City. <br />Verification of Coverage. Consultant shall furnish City with original Certificates of Insurance <br />including all required amendatory endorsements (or copies of the applicable policy language effecting <br />coverage required by this clause) and a copy of the Declarations and Endorsement Page of the CGL policy <br />listing all policy endorsements before work begins. However, failure to obtain the required documents <br />prior to the work beginning shall not waive Consultant's obligation to provide them. City reserves the <br />right to require complete, certified copies of all required insurance policies, including endorsements <br />required by these specifications, at any time. <br />Special Events Coverage. Special events coverage is available and can be purchased by <br />Consultant. Use this link to learn more: httys://2sparta.com/selip application.php. <br />Special Risks or Circumstances. City reserves the right to modify these requirements, including <br />limits, based on the nature of the risk, prior experience, insurer, coverage, or other special circumstances. <br />10. INDEMNIFICATION <br />Consultant agrees to defend, and shall indemnify and hold harmless the City, its officers, agents, <br />employees, contractors, special counsel, and representatives from liability: (1) for personal injury, <br />damages, just compensation, restitution, judicial or equitable relief arising out of claims for personal <br />injury, including death, and claims for property damage, which may arise from the negligent operations <br />of the Consultant, its subcontractors, agents, employees, or other persons acting on its behalf which relates <br />to the services described in section 1 of this Agreement; and (2) from any claim that personal injury, <br />damages, just compensation, restitution, judicial or equitable relief is due by reason of the terms of or <br />effects arising from this Agreement. This indemnity and hold harmless agreement applies to all claims for <br />damages, just compensation, restitution, judicial or equitable relief suffered, or alleged to have been <br />suffered, by reason of the events referred to in this Section or by reason of the terms of, or effects, arising <br />from this Agreement. The Consultant further agrees to indemnify, hold harmless, and pay all costs for the <br />defense of the City, including fees and costs for special counsel to be selected by the City, regarding any <br />action by a third parry challenging the validity of this Agreement, or asserting that personal injury, <br />damages, just compensation, restitution, judicial or equitable relief due to personal orproperty rights arises <br />by reason of the terms of, or effects arising from this Agreement. City may make all reasonable decisions <br />with respect to its representation in any legal proceeding. <br />11. INTELLECTUAL PROPERTY INDEMNIFICATION <br />Consultant shall defend and indemnify the City, its officers, agents, representatives, and employees <br />against any and all liability, including costs, for infringement of any United States' letters patent, <br />trademark, or copyright infringement, including costs, contained in the work product or documents <br />Page 5 of 12 <br />