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EXHIBIT D <br /> 1.1.18 "Developer" means Habitat for Humanity of Orange County, a California <br /> nonprofit religious corporation, and its permitted successors and assigns to all or any part of the <br /> Property,Project or this Agreement. <br /> 1.1.19 "Effective Date" means the date the Developer and the City shall record or <br /> cause to be recorded in the Official Records for Orange County, California, an executed original <br /> of this Agreement,pursuant to section 4.1 herein. <br /> 1.1.20 "Eligible Household" means a Household whose income does not exceed <br /> the qualifying limit for a Low Income Household, as defined herein. <br /> 1.1.21 "Gross Household Income"means all income from whatever source from <br /> all adult Household members, which is anticipated to be received during the 12-month period <br /> following the date of the determination of Gross Household Income. The applicable sources of <br /> income are defined in California Code of Regulations Title 25 Housing and Community <br /> Development Section 6914. The definition includes the following specific requirements: <br /> (a) Except as provided in subdivision(b), all payments from all sources <br /> received by the head of Household(even if temporarily absent) and each additional member of the <br /> Household who is not a minor shall be included in the annual income of a Household. Gross <br /> Household Income shall include, but not be limited to: <br /> (i) The gross amount,before any payroll deductions, of wages <br /> and salaries, overtime pay, commissions, fees, tips and bonuses; <br /> (ii) The net income from operation of a business or profession <br /> or from rental or real or personal property(for this purpose, expenditures for business expansion <br /> or amortization of capital indebtedness shall not be deducted to determine the net income from a <br /> business); <br /> (iii) Interest and dividends; <br /> (iv) The full amount of periodic payments received from social <br /> security, annuities, insurance policies,retirement funds, pensions, disability or death benefits and <br /> other similar types of periodic receipts (but see subdivision(2)(c)); <br /> (v) Payments in lieu of earnings, such as unemployment and <br /> disability compensation, worker's compensation and severance pay; <br /> (vi) Public Assistance. If the public assistance payment includes <br /> an amount specifically designated for shelter and utilities which is subject to adjustment by the <br /> public assistance agency in accordance with the actual cost of shelter and utilities, the amount of <br /> public assistance income to be included as income shall consist of: <br /> (1) The amount of the allowance or grant exclusive of <br /> the amount specifically designated for shelter and utilities, plus <br /> 4 <br /> 55394.0010f142405923.1 <br />