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COMMERCIAL GENERAL LIABILITY
<br />10. "Good Samaritan services" means any emergency
<br />medical services for which no compensation is
<br />demanded or received.
<br />11. "Hostile fire" means a fire which becomes
<br />uncontrollable or breaks out from where it was
<br />intended to be.
<br />12, "Impaired property" means tangible property, other
<br />than "your produce' or "your work'', that cannot be
<br />used or is less useful because:
<br />a. It incorporates "your product" or "your work"
<br />that is known or thought to be defective,
<br />deficient, inadequate or dangerous; or
<br />b. You have failed to fulfill the terms of a contract
<br />or agreement;
<br />if such property can be restored to use by the
<br />repair, replacement, adjustment or removal of "your
<br />product" or "your work" or your fulfilling the terms of
<br />the contract or agreement.
<br />13. "Insured contract" means:
<br />a. A contract for a lease of premises. However,
<br />that portion of the contract for a lease of
<br />premises that indemnifies any person or
<br />organization for "premises damage" is not an
<br />"insured contract';
<br />b. A sidetrack agreement;
<br />c. Any easement or license agreement, a)cept in
<br />connection with construction or demolition
<br />operations on or within 50 feet of a railroad;
<br />d. An obligation, as required by ordinance, to
<br />indemnify a municipality, e)a:ept in connection
<br />with work for a municipality;
<br />e. An elevator maintenance agreement;
<br />f. That part of any other contract or agreement
<br />pertaining to your business (ncluding an
<br />indemnification of a municipality in connection
<br />with work performed for a municipality) under
<br />which you assume the tort liability of another
<br />party to pay for "bodily injury', "property
<br />damage" or "personal injury' to a third person
<br />or organization. Tort liability means a liability
<br />that would be imposed by law in the absence of
<br />any contract or agreement.
<br />Paragraph f. does not include that part of any
<br />contract or agreement:
<br />(1) That indemnifies a railroad for "bodily
<br />injury' or "property damage" arising out of
<br />construction or demolition operations,
<br />within 50 feet of any railroad property and
<br />affecting any railroad bridge or trestle,
<br />Page 18 of 21
<br />tracks, roadbeds, tunnel, underpass or
<br />crossing;
<br />(2) That indemnifies an architect, engineer or
<br />surveyor for injury or damage arising out of:
<br />(a) Preparing, approving, or failing to
<br />prepare or approve, maps, shop
<br />drawings, opinions, reports, surveys,
<br />field orders, change orders or drawings
<br />and specifications; or
<br />(b) Giving directions or instructions, or
<br />failing to give them, if that is the
<br />primary cause of the injury or damage;
<br />or
<br />(3) Under which the insured, if an architect,
<br />engineer or surveyor, assumes liability for
<br />an injury or damage arising out of the
<br />insured's rendering or failure to render
<br />professional services, including those listed
<br />in Paragraph (2) above and supervisory,
<br />inspection, architectural or engineering
<br />activities.
<br />14. "Leased worker" means a person leased to you by a
<br />labor leasing firm under an agreement between you
<br />and the labor leasing firm, to perform duties related
<br />to the conduct of your business. "Leased worker"'
<br />does not include a'temporary worker".
<br />15. "Loading or unloading" means the handling of
<br />property:
<br />a. After it is moved from the place where it is
<br />accepted for movement into or onto an aircraft,
<br />watercraft or "auto';
<br />b. While it is in or on an aircraft, watercraft or
<br />"auto"; or
<br />c. While it is being moved from an aircraft,
<br />watercraft or "auto" to the place where it is
<br />finally delivered;
<br />but "loading or unloading" does not include the
<br />movement of property by means of a mechanical
<br />device, other than a hand truck, that is not attached
<br />to the aircraft, watercraft or "auto".
<br />16. "Mobile equipment" means any of the following
<br />types of land vehicles, including any attached
<br />machinery or equipment:
<br />a. Bulldozers, farm machinery, forklifts and other
<br />vehicles designed for use principally off public
<br />roads;
<br />b. Vehicles maintained for use solely on or ne# to
<br />premises you own or rent;
<br />c. Vehicles that travel or
<br />© 2017 The Travelers Indemnity Company. All rights reserved.
<br />Includes copyrighted material of Insurance services Office, Inc, with its permission.
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<br />Risk Mmagmterd Division
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<br />Risk Management spedalist
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