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BITOO GENERAL INSURANCE CORPORATION CAP3749663 <br /> BITCO NATIONAL INSURANCE COMPANY <br /> THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. <br /> BROADENED COVERAGE-AUTOMOBILES <br /> The following modifies insurance provided under: <br /> BUSINESS AUTO COVERAGE FORM <br /> With respect to coverage provided by this endorsement,the provisions of the Coverage Form apply unless <br /> modified by this endorsement. <br /> 1 - Broad Form Named Insured 11 - Bodily Injury Extension <br /> 2- Automatic Waiver of Subrogation 12- Hired Auto Physical Damage <br /> 3- Automatic Additional Insured 13- Enhanced Supplementary Payments <br /> 4- Primary and Nonoontributory-Other Insurance 14- Fellow Employee Coverage for Designated <br /> Condition Positions <br /> 5- Unintentional Failure to Disdose Hazards 15- Physical Damage—Transportation Expenses <br /> 6- Extended Notice of Cancellation, Trion-Renewal 16- Rental Reimbursement Coverage <br /> 7- When We Do Not Renew 17- Loan/Lease Gap Coverage <br /> 8- Notice of Knowledge of Accident or Loss 18- Accidental Air Bag Discharge Coverage <br /> 9- Employees as Insured 19- Glass Repair—Waiver of Deductible <br /> 10- Employee Hired Autos <br /> 1. BROAD FORM NAMED INSURED <br /> SECTION II.A 1.-WHO IS AN INSURED - Paragraph d. is added: <br /> d. Any organization you newly acquire or form, except for a partnership, joint venture or limited <br /> liability company, and over which you maintain rAority ownership or interest (51%or more) or for <br /> which you have assumed the active management, will qualify as a Named Insured if there is no <br /> other similar insurance available to that organization. However, coverage under this provision is <br /> only afforded until the end of the policy period or the 12-month anniversary of the policy inception <br /> date, whichever is earlier. <br /> 2 AUTOMIATIC WAIVER OF SUBROGATION <br /> Section IV— Business ALAo Conditions, Paragraph A5., Transfer of Rights of Recovery Against <br /> Others to Us, is deleted and replaced with the following: <br /> a If the insured has rights to recover all or part of any payment we have made under this Coverage <br /> Form, those rights are transferred to us. The insured must do nothing after loss to impair those <br /> rights. At our request, the insured will bring "suit" or transfer those rights to us and help us <br /> enforce them. <br /> b. If required by a written contract executed prior to loss, we waive any right of recovery we may <br /> have against any person or organization because of payments we make for damages under this <br /> coverage form. <br /> AP-0401 (10/17) 1 <br />