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Insured: EC & AM Associates, Inc., DBA: GK &Associates <br /> Policy No.: <br /> AW3H038914 <br /> 5. Transfer Of Rights Of Recovery 19. HIRED AUTO -WORLDWIDE <br /> Against Others To Us COVERAGE <br /> If any person or organization to or The following is added to SECTION IV- <br /> for whom we make payment under Business Auto Conditions, B. General <br /> this Coverage Form has rights to Conditions,paragraph 7. Policy Period, <br /> recover damages from another, Coverage Territory provision: <br /> which have not been waived <br /> through the execution of an "insured e. Outside the coverage territory <br /> contract", written agreement, or described in a., b., c., and d. <br /> permit, prior to the "accident"or above for an "accident"or"loss" <br /> "loss" giving rise to the payment, resulting from the use of a <br /> those rights to recover damages covered "auto"you hire, without a <br /> from another are transferred to us. driver, or your employee hires <br /> That person or organization must do without a driver, at your direction, <br /> everything necessary to secure our for the purpose of conducting your <br /> rights and must do nothing after the business,for a period of 30 days <br /> "accident"or"loss" to impair them. or less, provided the suit is <br /> brought within The United States <br /> 18. UNINTENTIONAL FAILURE TO of America or its territories or <br /> DISCLOSE INFORMATION possessions. <br /> The following is added to SECTION IV SECTION V-DEFINITIONS <br /> BUSINESS AUTO CONDITIONS.B. <br /> General Conditions, paragraph 2. 20. MENTAL ANGUISH <br /> Concealment,Misrepresentation Or <br /> Fraud: Paragraph C. "Bodily injury", SECTION V- <br /> DEFINITIONS is replaced by the following: <br /> Your unintentional error in disclosing, or <br /> failure to disclose, any material fact C. "Bodily injury" means bodily injury, <br /> existing after the effective date of this sickness or disease sustained by a <br /> Coverage Form shall not prejudice your person including death or mental <br /> rights under this Coverage Form. anguish resulting from any of these. <br /> However, this provision does not affect <br /> our right to collect additional premium or <br /> exercise our right of cancellation or <br /> nonrenewal. <br /> Includes copyrighted material of Insurance Services Office, Inc. with its permission. <br /> Copyright, Insurance Services Office, Inc., 1996 <br /> 461-0155 (9-97) <br /> 85813592 25-26 WC-PL, 24-25 GL-AL-UL I Sherry Young 16/17/2025 12:33:12 PM (PDT) I Page 6 of 8 <br />