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individuals with disabilities or other access and functional needs, individuals with diverse culture and <br />language use, individuals with lower economic capacity, and other underserved populations. <br />Individual preparedness should be coordinated by an integrated body of government and nongovernmental <br />representatives as well, including but not limited to, elected officials, the private sector (especially privately <br />owned critical infrastructure), private nonprofits, nongovernmental organizations (including faith -based, <br />community -based, and voluntary organizations), advocacy groups for under -represented diverse populations <br />that may be more impacted by disasters including children, seniors, individuals with disabilities or other <br />access and functional needs, individuals with diverse culture and language use, individuals with lower <br />economic capacity, and other underserved populations. By engaging these stakeholders, EMPG Program <br />recipients can help FEMA develop and promote a suite of well -targeted solutions for individuals and <br />communities to adopt. Recipients should coordinate preparedness initiatives with FEMA and whole <br />community partners to efficiently apply federal funding to reach the goal of individual and community <br />resilience. <br />The following preparedness programs are allowable expenses and resources: <br />• Community Emergency Response Team (CERT) programs, which educate volunteers about <br />disaster preparedness for the hazards that may impact their area and train them in basic disaster <br />response skills, such as fire safety, light search and rescue, team organization, and disaster medical <br />operations. CERT offers a consistent, nationwide approach to volunteer training and organization <br />that professional responders can rely on during disaster situations, allowing them to focus on more <br />complex tasks. <br />• Financial Preparedness Activities that encourage and assist Americans in preparing for the true <br />cost of disasters. Allowable activities include encouraging emergency savings, promoting home and <br />r e n t er ' s i ns ur ance, and pr omot i ng f 1 o o d i ns ur a <br />local financial wellness organizations such as credit unions, financial counselors, community banks, <br />and others that reach a variety of audiences are encouraged. <br />• Preparedness of Community -Based Organizations that serve as a critical safety net for <br />Americans disproportionately impacted by disasters. Examples of community -based organizations <br />include but are not limited to food banks, food pantries, homeless shelters, school readiness and <br />after school centers, adult day care centers, job training centers, legal assistance centers, and <br />cultural centers. Allowable activities include Whole Community exercises, trainings, and activities <br />focused on staff preparedness, information sharing with clients and government, and continuity of <br />essential functions in the event of an emergency. <br />• Youth Preparedness Resources are available on Ready Kids. Bolstering youth preparedness <br />across the nation is a priority for FEMA as the Agency works with state, local, tribal, and territorial <br />partners to create a culture of preparedness in the United States. Information on youth -centric <br />educational curricula, games, planning materials, and other relevant resources can be found at <br />Read. F u r t h e r in r e, F EMA' s I n d i v i d u a l a n d Co mmu <br />based Community Preparedness Officers are available to provide grant recipients with guidance and <br />assistance. Please email FEMA-Prepare&fema.dhs. og_v t o c o n t a c t o n e o f t h e A g <br />matter experts. <br />The following are examples of youth preparedness activities that recipients are encouraged to <br />undertake as allowable costs: <br />o Reach out to a local school board or elementary school to encourage the adoption of the <br />Student Tools for Emergency Planning (STEP) curriculum. STEP is a classroom -based <br />emergency preparedness curriculum for 4t1i- and 5'1i-graders in an easy, ready -to -teach <br />format. Students will learn about disasters, emergencies, and hazards, and how to create a <br />F�� FEMA EMPG Program Appendix 12023 Page H-19 <br />