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AAn Associates Company <br />THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. <br />This endorsement modifiesinsunantepnov|dedunderUhefoUmwing: <br />PROFESSIONAL LIABILITY COVERAGE PART <br />A. Paragraphs 2. and 3. of the Cancellation Common Policy Condition are replaced bythe following: <br />2. All Policies In Effect For 60 Days Or Less <br />If this policy has been in effect for 60 days or less, and is not a renewal of a policy we have previously <br />ioaued, we may cancel this policy bymailing ordelivering tothe first Named Insured sdthe mailing address <br />shown in the policy and to the producer of record, advance written notice of cancellation, stating the reason <br />for cancellation, at least: <br />lOdays before the effective date ufcancellation ifwmcancel for: <br />(1) Nonpayment ofprnmium;or <br />(2) Discovery nffraud prmaterial misrepresentation by: <br />(a) Any insured or his or her representative in obtaining this insurance; or <br />(b) You oryour representative in pursuing mc|aim under this policy. <br />30 days before the effective date of cancellation if we cancel for any other reason. <br />3. All Policies In Effect For More Than 60 Days <br />Kthis policy has been ineffect for more than GOdays, ori*arenewal ofopolicy weissued, wemay <br />cancel this policy only upon the occurrence, after the effective date of the policy, of one or more of the <br />(1) Nonpayment ofpremium, including payment due onaprior policy we issued and due during the <br />current policy term covering the same risks. <br />(2) Discovery offraud ormaterial misrepresentation by: <br />(a) Any insured or his ortier representative inobtaining this insurance; or <br />(b) You oryour representative inpursuing aclaim under this policy. <br />(3) A judgment by a court or an administrative tribunal that you have violated a California or Federal <br />law, having as one of its necessary elements an act which materially increases any of the risks <br />insured against. <br />(4) Discovery of willful or grossly negligent acts or omissions, orofany violations of state |ovvo or <br />regulations establishing safety standards, by you or your representative, which materially increase <br />any ofthe risks insured against. <br />S1603-EO(9/8 ) 1of2 <br />