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advertising injury" and all "occurrences" 27. "Temporary worker" means a person who is arising out of other than the "products- furnished to you to substitute for a permanent completed operations hazard"; and "employee" on leave or to meet seasonal or short- d. Subject to b. or c. above, whichever applies, term workload conditions. as respects the Personal and Advertising 28. "Volunteer worker" means a person who Injury Retention, or the Each Occurrence Retention, "self-insured retention" means the a. Is not your"employee"; amount you must pay as damages and "claim b. Donates his or her work; expenses" for "personal and advertising c. Acts at the direction of and within the scope of injury", or any one "occurrence", respectively, duties determined by you; and before we will pay anything. d. Is not paid a fee, salary or other You are responsible for payment of any sums in compensation by you or anyone else for their satisfaction of the "self-insured retention" work performed for you. regardless of whether you or any other insured is 29. "Your product": found legally liable for damages. a. Means: Your obligation to pay the "self-insured retention" (1) Any goods or products, other than real shall apply fully and separately to each "policy property, manufactured, sold, handled, period" shown in the Declarations and shall not be distributed or disposed of by: reduced by: a. The payment of any deductible amount, any (a)You; participation of the insured or any amount (b) Others trading under your name; or retained by the insured under any other policy (c) A person or organization whose of insurance for any other applicable "policy business or assets you have period"; acquired; and b. Any payment made on your behalf by another, (2) Containers (other than vehicles), including any payment from any other materials, parts or equipment furnished in applicable insurance; connection with such goods or products. c. Any defense costs or damages to which this b. Includes: insurance does not apply; or (1) Warranties or representations made at d. Any amount we pay pursuant to 1.b. of the any time with respect to the fitness, Insuring Agreement, unless you reimburse us. quality,durability, performance or use of However, if the "policy period" is extended after "your product"; and issuance for an additional period of less than 12 (2)The providing of or failure to provide months, the additional period will be deemed part warnings or instructions. of the last preceding period for purposes of c. Does not include vending machines or other determining the applicable "self-insured retention". property rented to or located for the use of 26. "Suit" means a civil proceeding in which damages others but not sold. because of "bodily injury", "property damage" or 30. "Yourwork": "personal and advertising injury" to which this a. Means: insurance applies are alleged. "Suit" includes: a. An arbitration proceeding in which such (1)Work or operations performed by you or damages are claimed and to which the on your behalf; and insured must submit or does submit with our (2) Materials, parts or equipment furnished in consent; or connection with such work or operations. b. Any other alternative dispute resolution b. Includes: proceeding in which such damages are (1) Warranties or representations made at claimed and to which the insured submits with any time with respect to the fitness, our consent. quality, durability, performance or use of "your work", and (2)The providing of or failure to provide warnings or instructions. Form EH 00 02 06 05 Page 23 of 23