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agreement constitutes the joint escrow instructions of CITY <br />and PARTICIPANTS. CITY and PARTICIPANTS shall provide such <br />additional escrow instructions as shall be necessary and <br />consistent with this agreement. <br />CITY shall deposit all escrow fees, charges and <br />costs within ten (10) days of close of escrow. Such escrow <br />fees, charges and costs shall be charged to PARTICIPANTS as <br />part of the debt evidenced by the promissory note and trust <br />deed in favor of CITY as provided in Section F hereinabove. <br />H. TITLE INSURANCE <br />PARTICIPANTS shall procure a California Land Title <br />Association standard coverage policy of title insurance in <br />an amount necessary to insure the interest of the Housing <br />Authority of the City of Santa Ana for the note and deed of <br />trust in the form shown in "Exhibit D," and the interest of <br />the City of Santa Ana for the note and deed of trust in the <br />form shown in "Exhibit C," showing title in the name of <br />PARTICIPANTS. The cost of said policy of title insurance <br />shall be a debt of PARTICIPANTS and shall be paid in <br />accordance with paragraphs F and G hereinabove. <br />I. GENDER <br />As used herein, the masculine shall include the <br />feminine and neuter, and the singular shall include the <br />plural. <br />J. TIME IS OF THE ESSENCE <br />Time is of the essence of this agreement. <br />4. <br />