DAVID TAUSSIG AND ASSOCIATES, INC. DBA DTA (3)

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Policy: 72SBABJ31-119 ��UU��U�� LIABILITY �~�� ��nn��~�� n��nv�~x�^��w��~ FORM Various provisions inthis policy restrict coverage. Read the entire policy carefully todetermine rights, duties and what is and isnot covered. Throughout this policy the words "you" and "your" refer to the Named Insured shown inthe Declarations. The words "we", "us" and "our" refer to the stock insurance company member of The Hartford providing this insurance. The word "insured" means any person or organization qualifying as such under Section C. - Who Is An Insured. Other words and phrases that appear in quotation marks have special meaning. Refer to Section G. - Liability And Medical Expenses Definitions. 1. BUSINESS LIABILITY COVERAGE (BODILY INJURY, PROPERTY DAMAGE. PERSONAL AND ADVERTISING INJURY) Insuring Agreement We will pay those sums that the insured becomes legally obligated to pay as damages because of "bodily injury", "property damage" or "personal and advertising injury" to which this insurance applies. We will have the right and duty to defend the insured against any "suit" seeking those damages. HOwever, we will have no duty hodefend the insured against any "suit" seeking damages for "bodily injury". "property damage" or "personal and advertising injury" to which this insurance does not apply. We may, atour discretion, investigate any "000u/renoe"oroffense and settle any claim or"auit"that may result. But (1) The amount we will pay for damages is limited as described in Section D. - Liability And Medical Expenses Limits Of Insurance; and (2) Our right and duty to defend ends when we have used up the applicable limit of insurance in the payment of judgments, settlements ormedical expenses towhich this insurance applies. No other obligation or liability to pay sums or perform acts o/ aen/ioea is covered unless explicitly provided for under Coverage Extension - Supplementary Payments. b. This insurance applies: (1) To "bodily injury" and "property damage" only if: (a) The "bodily injury" o/ "property damage" is caused by an "occurrence" that takes place in the "coverage territory"; (b) The "bodily injury" or "property damage" occurs during the policy period; and (c) Prior to the policy pehod, no insured listed under Paragraph 1. of Section C. — Who Is An Insured and no "emp|oyee"authorized byyou togive o/ receive notice of an "occurrence" o/claim, knew that the "bodily injury" o/"property damage" had 000u/ved, in whole or in part. If such a listed insured or authorized "employee" knew, prior to the policy pehod, that the "bodily injury" or "property damage" 000un*d, then any oontinuation, change or resumption of such "bodily injury" o/ "property damage" during o/ after the policy period will bedeemed bu have been known prior tothe policy period. (2) To "personal and advertising injury" caused byanoffense arising out ofyour buaineea, but only if the offense was committed in the "coverage territory" during the policy period. c. "Bodily injury" or"property damage" will be deemed to have been known to have occurred at the earliest time when any insured listed under Paragraph 1.ofSection C. —VVho Is An Insured or any "employee" authorized Uyyou b}give Vrreceive notice ofan"000u/renoe"orclaim: (1) Reports all, or any part. of the "bodily injury" or "property damage" to us o/ any other insurer; Form SS 00080405 Page 1of24 �� 2OOb.The Hartford