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* S1 * 02/02/2024 * GLP 0482161 11 GREAT AMERICAN ASSURANCE COMPANY *D/B* 397946331 694948 CG 85 65 (Ed. 01 12) ABUSE OR MOLESTATION COVERAGE FORM Various provisions in this Coverage Form restrict coverage. Read the entire policy carefully to determine rights, duties and what is and is not covered. Throughout this Coverage Form the words "you" and "your" refer to the Named Insured shown in the Declarations, and any other person or organization qualifying as a named insured under this Coverage Form. The words "we," "us" and "our" refer to the Company providing this insurance. The word "Insured" means any person or organization qualifying as such under SECTION III - WHO IS AN INSURED of this Coverage Form. Other words and phrases that appear in quotation marks have special meaning. Refer to SECTION VI - DEFINITIONS of this Coverage Form. SECTION I - ABUSE OR MOLESTATION COV- b. This insurance applies to "abuse" only if: ERAGE (1) the "abuse" takes place in the "cov- erage territory"; a. We will pay those sums the Insured be- comes legally obligated to pay as "dam- (2) the "abuse" takes place during the ages" because of "abuse" to which this policy period; and insurance applies. We will have the right and duty to defend (3) prior to the policy period, no insured the Insured against any "suit" seeking those knew the "abuse" had occurred, in "damages." However, we will have no duty whole or in part. If any insured knew, prior to the policy period, that the to defend the Insured against any claim or abuse" had occurred, in whole or in "suit" seeking "damages" because of part, then any continuation, change, or "abuse" to which this insurance does not resumption of such "abuse" during or apply. We may, at our discretion, investi- after the policy period will be deemed gate any actual, threatened, or alleged to have been known prior to the policy "abuse" and settle any claim or "suit" that period. may result. But: (1) the amount we will pay for "damages" c. Any "abuse" that occurs during the policy is limited as described in SECTION IV period and was not, prior to the policy - LIMITS OF INSURANCE of this period, known by any insured to have oc- Coverage Form; and curred, includes any continuation, change, or resumption of that "abuse" after the (2) our right and duty to defend end when end of the policy period. we have used up the applicable Limit of Insurance in the payment of judg- d. Any "abuse" will be deemed to have been ments, or settlements. known to have occurred at the earliest No other obligation or liability to pay sums time when any insured: or perform acts or services is covered unless explicitly provided for under this (1) reports all, or any part, of the "abuse" Coverage Form. to us or any other insurer; CG 85 65 (Ed. 01/12) (Page 1 of 10)