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Policy Number: 711018408-0001 <br />COMMERCIAL AUTO <br />THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. <br />BROAD FORM AUTOMOBILE ENDORSEMENT <br />This endorsement modifies insurance provided under the following: <br />BUSINESS AUTO COVERAGE FORM <br />This endorsement extends certain coverages. The following listing and the headers in this endorsement are only <br />for convenience. Provisions in this endorsement might be modified by other endorsements. Read the entire <br />policy carefully to determine rights, duties and what is and is not covered. <br />A. Drive Other Car Coverage — Executive Officers <br />and Certain Individuals <br />B. Section II — Covered Autos Liability Coverage <br />1. Additional Insured —Written Contract, <br />Agreement, Permit or Authorization <br />2. Broadened Named Insured <br />3. Employees as Insureds <br />(Including Employee Hired Autos and <br />Fellow Employee Coverage) <br />4. Newly Acquired or Formed Organizations <br />5. Supplementary Payments — <br />Bail Bonds and Loss of Earnings <br />C. Section III — Physical Damage Coverage <br />1. Hired Auto Physical Damage Coverage <br />2. Towing — Any Covered Autos <br />3. Transportation Expenses Increased <br />4. Loss of Use Expenses Increased <br />5. Other Coverage Extensions <br />a. Airbag Discharge <br />b. Auto Theft Reward <br />c. Loan/Lease Gap Coverage <br />d. Rental Reimbursement <br />6. Diminution in Value <br />7. Communications Equipment <br />8. Deductible Waived For Glass Repair <br />D. Section IV — Business Auto Conditions <br />1. Duties in Event of Accident, Claim, Suit or Loss <br />2. Waiver of Subrogation When Required by <br />Written Contract or Agreement <br />E. Section V — Definitions <br />1. Bodily Injury— Includes Mental Anguish <br />2. Executive Officer <br />A. Drive Other Car Coverage — Executive Officers and Certain Individuals <br />1. The following is added to Section I — Covered Autos: <br />Drive Other Car Coverage <br />a. For Covered Autos Liability Coverage and Physical Damage Coverage, "autos" in the care, custody <br />or control of an "insured" described in Paragraph 2. below, which you do not own, hire, lease or <br />borrow, are covered "autos". But this does not include any "auto": <br />(1) Owned by any "insured" described in Paragraph 2. below, or any member of their household, <br />including any "auto" that is owned but not insured; <br />(2) Used by an "insured" described in Paragraph 2. below while working in the business of selling, <br />servicing, repairing or parking autos; or <br />(3) Insured or covered under another policy. <br />b. If Medical Payments, Uninsured/Underinsured Motorist, Personal Injury Protection or other <br />compulsory coverages required by the governing jurisdiction are provided by this policy, then an <br />"insured" described in Paragraph 2. below, and their family members residing in the same <br />household, are "insureds" while: <br />(1) Occupying as a passenger; or <br />(2) A pedestrian when struck by; <br />any "auto" you do not own, hire, lease or borrow, except an "auto" owned by an "insured" described <br />in Paragraph 2. below or members of their household, or an "auto" insured or covered under any <br />other policy. <br />VCA 20106 18 Includes copyrighted material of Insurance Services Office, Inc., with its permission. Page 1 of 5 <br />Copyright 2018, <br />INSURED <br />Page 2 of 16 3MNY3QS5 <br />