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$3,000,000 per occurrence and $5,000,000 in the aggregate. Umbrella and excess insurance
<br /> policies can be used to meet the required limits.
<br /> 2. Automobile Liability (AL). Insurance Services Office Form CA 0001 covering Code 1(any
<br /> auto), with combined single limit no less than $2,000,000.
<br /> 3. Workers' Compensation (WC). As required by the State of California,with statutory limits,
<br /> and Employers' Liability insurance with a limit of no less than$1,000,000 per accident,policy,
<br /> employee for bodily injury or disease.
<br /> 4. Surety Bonds as described below.
<br /> These insurance requirements shall not in any way act to reduce coverage that is broader or includes higher
<br /> limits than the minimums shown above. If Contractor maintains broader coverage and/or higher limits
<br /> than the minimums shown above, City shall be entitled to the broader coverage and/or the higher limits
<br /> maintained by Contractor. Insurance provided under this contract shall not contain any restrictions or
<br /> limitations which are inconsistent with City's rights under this contract.
<br /> Self-Insured Retentions
<br /> Self-insured retentions must be declared to and approved by City. At the option of City, Contractor shall
<br /> cause its insurer(s)to reduce or eliminate such self-insured retentions as respects City; or Contractor shall
<br /> provide a financial guarantee satisfactory to City guaranteeing payment of losses and related
<br /> investigations, claim administration, and defense expenses.
<br /> Other Insurance Provisions
<br /> The insurance policies are to contain, or be endorsed to contain, the following provisions:
<br /> 1. City of Santa Ana, its City Council, officers, officials, employees, agents, and volunteers are to be
<br /> covered as additional insureds on Contractor's COL and AL policies with respect to liability arising out
<br /> of work operations performed by or on behalf of Contractor including materials, parts, and equipment
<br /> furnished in connection with such work or operations and automobiles owned, leased, hired, or borrowed
<br /> by or on behalf of Contractor. Additional insured status can be provided in the form of an endorsement to
<br /> Contractor's insurance.
<br /> 2. For any claims related to this project, Contractor's insurance coverage shall be primary insurance
<br /> coverage as respects City of Santa Ana, its City Council, officers, officials, employees, agents, and
<br /> volunteers. Any insurance or self-insurance maintained by City of Santa Ana, its City Council, officers,
<br /> officials, employees, agents, or volunteers shall not contribute with it.
<br /> 3. A severability of interest provision must apply for all the additional insureds,ensuring that Contractor's
<br /> insurance shall apply separately to each insured against whom a claim is made or suit is brought, except
<br /> with respect to the insurer's limits of liability.
<br /> 4. Contractor hereby grants to City a waiver of subrogation which any insurer of said Contractor may
<br /> acquire against City of Santa Ana, its City Council, officers, officials, employees, agents and volunteers"
<br /> by virtue of the payment of any loss under such insurance. Contractor agrees to obtain any endorsement(s)
<br /> that may be necessary to affect this waiver of subrogation,but this provision applies regardless of whether
<br /> or not City has received a waiver of subrogation endorsement from any insurer(s).
<br /> 5. Each insurance policy required by this clause shall provide that coverage shall not be canceled,
<br /> suspended,voided,reduced in scope or in limits, non-renewed by the carrier,or materially changed except
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