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CNA Business Auto Policy
<br /> C. Fellow Employee
<br /> Section II, Paragraph B.5 does not apply.
<br /> Such coverage as is afforded by this provision C. is excess over any other collectible insurance.
<br /> II. PHYSICAL DAMAGE COVERAGE
<br /> A. Glass Breakage — Hitting A Bird Or Animal — Falling Objects Or Missiles
<br /> The following is added to Section III, Paragraph A.3.:
<br /> With respect to any covered auto, any deductible shown in the Declarations will not apply to glass
<br /> breakage if such glass is repaired, in a manner acceptable to us, rather than replaced.
<br /> B. Transportation Expenses
<br /> Section III, Paragraph A.4.a. is revised, with respect to transportation expense incurred by you, to
<br /> provide:
<br /> a. $60 per day, in lieu of $20; subject to
<br /> b. $1,800 maximum, in lieu of $600.
<br /> C. Loss of Use Expenses
<br /> Section III, Paragraph A.4.b. is revised, with respect to loss of use expenses incurred by you, to
<br /> provide:
<br /> a. $1,000 maximum, in lieu of $600.
<br /> D. Hired "Autos"
<br /> The following is added to Section III. Paragraph A.:
<br /> 5. Hired "Autos"
<br /> If Physical Damage coverage is provided under this policy, and such coverage does not extend to Hired
<br /> Autos, then Physical Damage coverage is extended to:
<br /> a. Any covered auto you lease, hire, rent or borrow without a driver; and
<br /> b. Any covered auto hired or rented by your employee without a driver, under a contract in that
<br /> individual employee's name, with your permission, while performing duties related to the
<br /> conduct of your business.
<br /> c. The most we will pay for any one accident or loss is the actual cash value, cost of repair, cost
<br /> of replacement or $75,000, whichever is less, minus a $500 deductible for each covered auto.
<br /> No deductible applies to loss caused by fire or lightning.
<br /> d. The physical damage coverage as is provided by this provision is equal to the physical damage
<br /> coverage(s) provided on your owned autos.
<br /> e. Such physical damage coverage for hired autos will:
<br /> (1) Include loss of use, provided it is the consequence of an accident for which the Named
<br /> Insured is legally liable, and as a result of which a monetary loss is sustained by the leasing
<br /> or rental concern.
<br /> (2) Such coverage as is provided by this provision will be subject to a limit of $750 per
<br /> accident.
<br /> E. Airbag Coverage
<br /> The following is added to Section III, Paragraph B.3.:
<br /> The accidental discharge of an airbag shall not be considered mechanical breakdown.
<br /> Form No: CNA63359XX (04-2012) Policy No:BUA 7092547367
<br /> Endorsement Effective Date: Endorsement Expiration Date: Policy Effective Date: 08/01/2024
<br /> Endorsement No: 13; Page: 2 of 4
<br /> Underwriting Company: American Casualty Company Of Reading,PA, 151 N Franklin St, Chicago, IL
<br /> 60606 APPROVED
<br /> ©Copyright CNA All Rights Reserved. Includes copyrighted materia B Cynthia Mora at 2:37 m,NOV 19, 2024
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