MINIMUM SCOPE OF INSURANCE
<br /> Coverage shall be at least as broad as:
<br /> 1. Commercial General Liability (CGL): Insurance Services Office Form CG 00 01
<br /> covering CGL on an "occurrence" basis, including products and completed operations,
<br /> property damage, bodily injury and personal & advertising injury with limits no less than
<br /> $1,000,000 per occurrence and $2,000,000 aggregate. Required policy limits can be met
<br /> with primary and umbrella/excess insurance policies.
<br /> 2. Automobile Liability: Insurance Services Office Form Number CA 00 01 covering any
<br /> auto (Code 1) with limits no less than $1,000,000 combined single limits. In the event
<br /> Consultant does not maintain commercial automobile liability insurance, City will accept
<br /> evidence of personal automobile insurance.
<br /> 3.Workers' Compensation: as required by the State of California,with Statutory Limits,
<br /> and Employer's Liability Insurance with limit of no less than $1,000,000 per accident,
<br /> policy or employee,for bodily injury or disease. Coverage is not required if Consultant has
<br /> no employees and signs request to waive such insurance.
<br /> 4. Professional Liability (Errors and Omissions): with limits no less than $1,000,000
<br /> per occurrence or claim, $2,000,000 aggregate.
<br /> If Consultant maintains broader coverage and/or higher limits than the minimum requirements for
<br /> each line of coverage shown above,the City requires and shall be entitled to the broader coverage
<br /> and/or higher limits maintained by the Consultant. Any available insurance proceeds in excess of
<br /> the specified minimum limits of insurance and coverage shall be available to the City.
<br /> Other Insurance Provisions
<br /> The above required insurance policies are to contain or be endorsed to contain the following
<br /> provisions:
<br /> 1. City, its City Council, its officers, officials, employees, agents, and volunteers are to be
<br /> covered as additional insureds, under Consultant's CGL, Professional Liability, and
<br /> Automobile Liability policies, with respect to any liability arising out of work or
<br /> operations performed by or on behalf of the Consultant including materials,parts,
<br /> equipment, and personnel furnished in connection with such work or operations.
<br /> 2. Consultant's Insurance company(ies) agrees to waive all rights of subrogation against
<br /> City, its City Council, its officers, officials, employees, agents, and volunteers for losses
<br /> paid under the terms of any policy which arise from work performed by Consultant under
<br /> this Agreement.
<br /> 3. For any claims related to this contract, Consultant's insurance coverage shall be primary
<br /> and any insurance maintained by City, its City Council, its officers, officials, employees,
<br /> agents, or volunteers shall not contribute with it.
<br /> 4. A severability of interest provision must apply for all the additional insureds, ensuring
<br /> that Consultant's insurance shall apply separately to each insured against whom a claim
<br /> is made or suit is brought, except with respect to the insurer's limits of liability.
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