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Z23J909524 001001835 <br /> THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. <br /> SMALL COMMERCIAL LIABILITY COMPANION ENDORSEMENT <br /> This endorsement modifies insurance provided under the following: <br /> COMMERCIAL GENERAL LIABILITY COVERAGE PART <br /> SUMMARY OF COVERAGES Page <br /> SECTION I—ADDITIONAL INSURED PROVISIONS 2 <br /> A. Automatic Additional Insured Provisions Including Primary and Non-contributory 2 <br /> 4. Additional Insureds 2 <br /> a. Broad Form Vendors 3 <br /> b. Co-owner of Insured Premises 3 <br /> c. Controlling Interest 3 <br /> d. Mortgagee, Assignee, or Receiver 4 <br /> e. Grantor of Franchise 4 <br /> f. Lessor of Leased Equipment 4 <br /> g. Manager or Lessor of Premises 4 <br /> B. Additional Insured by Contract, Agreement or Permit With Completed Operations and 4 <br /> Primary and Non-contributory <br /> SECTION II—COVERAGE EXTENSIONS 5 <br /> A. Supplementary Payments Extension 5 <br /> B. Alienated Premises 5 <br /> C. Broad Form Property Damage Legal Liability 6 <br /> D. Broad Form Property Damage—Borrowed Equipment, Customers' Goods, Use of 6 <br /> Elevators <br /> E. Incidental Malpractice— Employed Nurses, EMT's and Paramedics 6 <br /> F. Personal and Advertising Injury—Broad Form 6 <br /> G. Product Recall Expense <br /> Product Recall Expense Each Occurrence Limit$25,000 6 <br /> Product Recall Expense Aggregate Limit$50,000 <br /> Product Recall Deductible$500 <br /> H. Who is an Insured Amended <br /> "Employees" Redefined 8 <br /> Subsidiaries <br /> Newly Acquired or Formed Organizations— 180 Days <br /> I. Limits of Insurance Amended: <br /> Aggregate Limits of Insurance Per Location 9 <br /> Products-Completed Operations Aggregate—Twice the Each Occurrence Limit <br /> J. Blanket Waiver of Subrogation 9 <br /> K. Unintentional Failure to Disclose Hazards 9 <br /> L. Unintentional Failure to Notify/Knowledge of an Occurrence 9 <br /> M. Medical Expenses—Three Years to Report 9 <br /> 822-0001 08 19 Includes copyrighted material of the Insurance Services Office Inc.,with its permission. Page 1 of 14 <br /> Copyright 2019 The Hanover Insurance Company.All Rights Reserved. <br /> Insured Copy <br />