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POLICY NUMBER: 10 UEA HF 1837 <br /> If an "employee's" personal insurance also 5. PHYSICAL DAMAGE - ADDITIONAL <br /> applies on an excess basis to a covered "auto" TEMPORARY TRANSPORTATION EXPENSE <br /> hired or rented by your "employee" on your COVERAGE <br /> behalf and at your direction, this insurance will Paragraph A.4.a. of SECTION III - PHYSICAL <br /> be primary to the "employee's" personal DAMAGE COVERAGE is amended to provide a <br /> insurance. limit of $50 per day and a maximum limit of <br /> 3. AMENDED FELLOW EMPLOYEE EXCLUSION $1,000. <br /> EXCLUSION 5. - FELLOW EMPLOYEE - of 6. LOAN/LEASE GAP COVERAGE <br /> SECTION II - LIABILITY COVERAGE does not Under SECTION III - PHYSICAL DAMAGE <br /> apply if you have workers' compensation COVERAGE, in the event of a total "loss" to a <br /> insurance in-force covering all of your covered "auto", we will pay your additional legal <br /> "employees". obligation for any difference between the actual <br /> Coverage is excess over any other collectible cash value of the "auto" at the time of the "loss" <br /> insurance. and the "outstanding balance"of the loan/lease. <br /> 4. HIRED AUTO PHYSICAL DAMAGE COVERAGE "Outstanding balance" means the amount you <br /> If hired "autos" are covered "autos" for Liability owe on the loan/lease at the time of "loss" less <br /> Coverage and if Comprehensive, Specified any amounts representing taxes; overdue <br /> Causes of Loss, or Collision coverages are payments; penalties, interest or charges <br /> provided under this Coverage Form for any resulting from overdue payments; additional <br /> "auto" you own, then the Physical Damage mileage charges; excess wear and tear charges; <br /> Coverages provided are extended to "autos"you lease termination fees; security deposits not <br /> hire or borrow, subject to the following limit. returned by the lessor; costs for extended <br /> warranties, credit life Insurance, health, accident <br /> The most we will pay for "loss" to any hired or disability insurance purchased with the loan or <br /> "auto" is: lease; and carry-over balances from previous <br /> (1) $100,000; loans or leases. <br /> (2) The actual cash value of the damaged or 7. AIRBAG COVERAGE <br /> stolen property at the time of the"loss"; or Under Paragraph B. EXCLUSIONS - of <br /> (3) The cost of repairing or replacing the SECTION III - PHYSICAL DAMAGE <br /> damaged or stolen property, COVERAGE, the following is added: <br /> whichever is smallest, minus a deductible. The The exclusion relating to mechanical breakdown <br /> deductible will be equal to the largest deductible does not apply to the accidental discharge of an <br /> applicable to any owned "auto" for that airbag. <br /> coverage. No deductible applies to "loss"caused 8. ELECTRONIC EQUIPMENT - BROADENED <br /> by fire or lightning. Hired Auto Physical Damage COVERAGE <br /> coverage is excess over any other collectible <br /> insurance. Subject to the above limit, deductible a. The exceptions to Paragraphs B.4 - <br /> and excess provisions, we will provide coverage EXCLUSIONS - of SECTION III - PHYSICAL <br /> equal to the broadest coverage applicable to any DAMAGE COVERAGE are replaced by the <br /> covered"auto"you own. following: <br /> We will also cover loss of use of the hired "auto" Exclusions 4.c. and 4.d. do not apply to <br /> if it results from an "accident", you are legally <br /> equipment designed to be operated solely <br /> liable and the lessor incurs an actual financial by use of the power from the "auto's" <br /> loss, subject to a maximum of $1000 per electrical system that, at the time of"loss", <br /> "accident". is: <br /> This extension of coverage does not apply to (1) Permanently installed in or upon <br /> any "auto" you hire or borrow from any of your the covered "auto"; <br /> "employees", partners (if you are a partnership), (2) Removable from a housing unit <br /> members (if you are a limited liability company), which is permanently installed in <br /> or members of their households. or upon the covered"auto"; <br /> (3) An integral part of the same unit <br /> housing any electronic <br /> equipment described in <br /> APPROVED <br /> By Cynthia Mora at 2:03 pm, Dec 03, 2024 <br /> ©2011, The Hartford (Includes c, r,..� .. ....�. . <br /> Form HA 99 16 0312 of ISO Properties, Inc., with its permission.) Page 3 of 5 <br />