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shall require its subcontractors, if any, to obtain and maintain insurance as described below: <br />Minimum Scope and Limit of Insurance: <br />• Commercial General Liability (CGL): Insurance Services Office Form CG 00 <br />01covering CGL on an "occurrence" basis, including products and completed operations, <br />property damage, bodily injury and personal & advertising injury with limits no less than <br />$1,000,000 per occurrence and $2,000,000 aggregate. Required policy limits can be met <br />with primary and umbrella/excess insurance policies. <br />• Automobile Liability (AL): Insurance Services Office Form CA 00 01 covering Code l <br />(any auto), with limits no less than $1,000,000 combined single limits. In the event <br />Consultant does not maintain commercial automobile liability insurance, City will accept <br />evidence of personal automobile insurance. <br />• Workers' Compensation (W/C): as required by the State of California, with Statutory <br />Limits, and Employer's Liability Insurance with limit of no less than $1,000,000 per <br />accident, policy or employee, for bodily injury or disease. Coverage is not required if <br />Consultant has no employees and signs request to waive such insurance. <br />• Professional Liability Insurance (PL): with limits no less than $1,000,000 per occurrence <br />or claim, and $2,000,000 aggregate. <br />• If Consultant maintains broader coverage and/or higher limits than the minimums <br />requirements for each line of coverage shown above, City shall be entitled to the broader <br />coverage and/or the higher limits maintained by Consultant. Where the policy limits are <br />greater than those listed by this Agreement, the amounts provided by the certificates of <br />insurance shall be incorporated by reference in to the Agreement. <br />Other Insurance Provisions. The above required insurance policies are to contain or be endorsed <br />to contain the following provisions: <br />• City, its City Council, its officers, officials, employees, agents, and volunteers are to be <br />covered as additional insureds, under Consultant's CGL, PL, and AL policies, with respect <br />to any liability arising out of work or operations performed by or on behalf of the Instructor <br />including materials, parts, equipment, and personnel furnished in connection with such <br />work or operations. <br />• Consultant and it's Insurance company(ies) agrees to waive all rights of subrogation <br />against City, its City Council, its officers, officials, employees, agents, and volunteers for <br />losses paid under the terns of the CGL, AL, PL, and W/C policies, arising from work <br />performed by Consultant tinder this Agreement. <br />• For any claims related to this contract, Consultant's insurance coverage shall be primary <br />and any insurance maintained by City, its City Council, its officers, officials, employees, <br />agents, or volunteers shall not contribute with it. <br />• A severability of interest provision must apply for all the additional insureds, ensuring that <br />Consultant's insurance shall apply separately to each insured against whom a claim is made <br />or suit is brought, except with respect to the insurer's limits of liability. <br />Page 3 of 9 <br />