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Policy #PRB0619120805 <br /> any Claim made against the lawful spouse or domestic partner (whether such stature is derived by <br /> reason of applicable statutory law, common law, or any other applicable law anywhere in the world) <br /> of an Insured Person for Claims arising solely out of his or her capacity as the spouse or domestic <br /> partner of an Insured Person, including such Claims that seek damages recoverable from marital <br /> community property, property jointly held by the Insured Person and the spouse or domestic <br /> partner; or property transferred from the Insured Person to the spouse or domestic partner; <br /> provided, however, this extension shall not afford coverage for Wrongful Acts or acts giving rise <br /> to a Pollution Incident of the spouse or domestic partner.All terms,conditions and other provisions <br /> of this Policy, inclusive of any provision relative to the applicable Deductible, which would be <br /> applicable to Damages incurred by the Insured Person in such Claim, shall also apply to Damages <br /> incurred by the spouse or domestic partner in such Claim. <br /> 13. Severability <br /> Except with respect to the Limits of Liability and any rights or duties specifically assigned to the <br /> First Named Insured stated in Item 1. of the Declarations, such as those rights and duties in Section <br /> 19. of this Policy, this insurance applies: <br /> a. as if each Named Insured were the only Named Insured; and <br /> b. separately to each Insured against whom Claim(s) is made or suit is brought. <br /> 14. Representations <br /> The Insureds represent and acknowledge that the statements and information contained in the <br /> Application are true,accurate and are the basis of this Policy and are incorporated into and constitute <br /> a part of this Policy; and shall be deemed material to the acceptance of this risk or the hazard <br /> assumed by the Insurer under this Policy. <br /> 15. Subrogation <br /> In the event of any payment under this Policy, the Insurer and the Insured may have the right to <br /> recover all or part of any payment the Insurer or the Insured makes under this Policy. If so, those <br /> rights are transferred to the Insurer. <br /> The Insured must do nothing to impair such rights. The Insured will do everything necessary to <br /> secure such rights and help the Insurer enforce them, including the execution of documents <br /> necessary to enable the Insurer to effectively bring suit. Any recoveries will be applied as follows: <br /> a. first, to the Insurer up to the amount of its payment for Damages and Claim Expenses; <br /> b. then, to the Insured as recovery of Deductible amounts paid as Damages and Claim Expenses. <br /> The Insurer waives its rights of subrogation under this Policy against clients of the Insured as <br /> respects Claim(s) arising from Professional Services under the client's contract requiring waiver <br /> of subrogation but only to the extent required by written contract. <br /> 16. Other Insurance <br /> This Policy shall be excess of any other valid insurance available to the Insured, including any <br /> PRB 101 (06/19) Page IS of 20 <br />