| Self -Insured Retentions 
<br />Self -insured retentions must be declared to and approved by the City. The City may require the 
<br />Consultant to purchase coverage with a lower retention or provide proof of ability to pay losses 
<br />and related investigations, claim administration, and defense expenses within the retention. 
<br />Acceptability of Insurers 
<br />Insurance is to be placed with insurers authorized to conduct business in the State of California 
<br />with a current A.M. Best rating of no less than A: VII, unless otherwise acceptable to City. 
<br />Verification of Coverage 
<br />Consultant shall furnish City with original Certificates of Insurance including all required 
<br />amendatory endorsements (or copies of the applicable policy language effecting coverage 
<br />required by this clause) and a copy of the Declarations and Endorsement Page of the CGL policy 
<br />listing all policy endorsements before work begins. However, failure to obtain the required 
<br />documents prior to the work beginning shall not waive Consultant's obligation to provide them. 
<br />City reserves the right to require complete, certified copies of all required insurance policies, 
<br />including endorsements required by these specifications, at any time. 
<br />Special Risks or Circumstances 
<br />City reserves the right to modify these requirements, including limits, based on the nature of the 
<br />risk, prior experience, insurer, coverage, or other special circumstances. 
<br />6. INDEMNIFICATION 
<br />Consultant agrees to defend, and shall indemnify and hold harmless the City, its officers, 
<br />agents, employees, contractors, special counsel, and representatives from liability: (1) for personal 
<br />injury, damages, just compensation, restitution, judicial or equitable relief arising out of claims for 
<br />personal injury, including death, and claims for property damage, which may arise from the 
<br />negligent operations of the Contractor, its subcontractors, agents, employees, or other persons 
<br />acting on its behalf which relates to the services described in section 1 of this Agreement; and (2) 
<br />from any claim that personal injury, damages, just compensation, restitution, judicial or equitable 
<br />relief is due by reason of the terms of or effects arising from this Agreement. This indemnity and 
<br />hold harmless agreement applies to all claims for damages, just compensation, restitution, judicial 
<br />or equitable relief suffered, or alleged to have been suffered, by reason of the events referred to in 
<br />this Section or by reason of the terms of, or effects, arising from this Agreement. The Consultant 
<br />further agrees to indemnify, hold harmless, and pay all costs for the defense of the City, including 
<br />fees and costs for special counsel to be selected by the City, regarding any action by a third party 
<br />challenging the validity of this Agreement, or asserting that personal injury, damages, just 
<br />compensation, restitution, judicial or equitable relief due to personal or property rights arises by 
<br />reason of the terms of, or effects arising from this Agreement. City may make all reasonable 
<br />decisions with respect to its representation in any legal proceeding. Notwithstanding the foregoing, 
<br />to the extent Contractor's services are subject to Civil Code Section 2782.8, the above indemnity 
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