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JPW Communications Inc. #OBF J373720 02 <br /> BUSINESSOWNERS COVERAGE FORM <br /> Table of Contents <br /> SECTION I — PROPERTY Page <br /> Number <br /> A. Coverage ............................................................................................................................................. 4 <br /> 1. Covered Property.......................................................................................................................... 4 <br /> 2. Property Not Covered................................................................................................................... 5 <br /> 3. Covered Causes of Loss.............................................................................................................. 6 <br /> 4. Limitations..................................................................................................................................... 6 <br /> 5. Additional Coverages................................................................................................................... 7 <br /> BusinessIncome.......................................................................................................................... 10 <br /> Business Income from Dependent Properties.............................................................................. 17 <br /> CivilAuthority................................................................................................................................ 13 <br /> Collapse........................................................................................................................................ 8 <br /> Commercial Tools and Small Equipment..................................................................................... 27 <br /> ComputerEquipment.................................................................................................................... 20 <br /> Computer and Funds Transfer Fraud........................................................................................... 34 <br /> DebrisRemoval............................................................................................................................ 7 <br /> DeferredPayments....................................................................................................................... 31 <br /> ElectronicVandalism.................................................................................................................... 31 <br /> Employee Theft including ERISA Compliance............................................................................. 18 <br /> EquipmentBreakdown ................................................................................................................. 22 <br /> ExtraExpense .............................................................................................................................. 12 <br /> FineArts ....................................................................................................................................... 28 <br /> Fire Department Service Charge.................................................................................................. 8 <br /> Fire Protection Equipment Recharge........................................................................................... 18 <br /> Forgeryor Alteration..................................................................................................................... 13 <br /> GlassExpenses............................................................................................................................ 18 <br /> Installation .................................................................................................................................... 27 <br /> Interruption of Computer Operations............................................................................................ 32 <br /> Leasehold Interest (Tenants only)................................................................................................ 29 <br /> Limited Coverage for Fungi, Wet Rot, or Dry Rot ........................................................................ 33 <br /> Moneyand Securities................................................................................................................... 21 <br /> Money Orders and Counterfeit Money......................................................................................... 13 <br /> Ordinanceor Law......................................................................................................................... 14 <br /> Preservation of Property............................................................................................................... 8 <br /> Pollutant Clean-Up and Removal................................................................................................. 12 <br /> Rewards—Arson, Theft and Vandalism....................................................................................... 20 <br /> Sales Representative Samples .................................................................................................... 29 <br /> Tenant Building Insurance—When Your Lease Requires You to Provide Insurance ................. 34 <br /> Tenant Business Personal Property Insurance — When Your Lease Requires You to Provide 34 <br /> Insurance...................................................................................................................................... <br /> 391-1003 08 16 Includes copyrighted material of Insurance Services Office, Inc.,with its permission. 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