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a. Prior to a loss to your Covered Property. We waive any right of recovery we may have <br /> b. After a loss to your Covered Property only against any person or organization with whom <br /> if, at time of loss, that party is one of the you have a written contract, permit or <br /> following: agreement to waive any rights of recovery <br /> against such person or organization because <br /> (1) Someone insured by this insurance; of payments we make for injury or damage <br /> (2) A business firm: arising out of your ongoing operations or"your <br /> (a) Owned or controlled by you; or work" done under a contract with that person <br /> or organization and included in the "products- <br /> (b) That owns or controls you; or completed operations hazard". <br /> (3) Your tenant. This condition does not apply to Medical <br /> You may also accept the usual bills of lading Expenses Coverage. <br /> or shipping receipts limiting the liability of L. Transfer of Your Rights and Duties Under This <br /> carriers. Policy <br /> This will not restrict your insurance. Your rights and duties under this policy may not be <br /> 2. Applicable to SECTION II — LIABILITY transferred without our written consent except in <br /> Coverage: the case of death of an individual Named Insured. <br /> If the insured has rights to recover all or part of If you die, your rights and duties will be transferred <br /> any payment we have made under this to your legal representative but only while that <br /> Coverage Part, those rights are transferred to legal representative is acting within the scope of <br /> us. The insured must do nothing after loss to their duties as your legal representative. Until your <br /> impair such rights. At our request, the insured legal representative is appointed, anyone with <br /> will bring "suit" or transfer those rights to us proper temporary custody of your property will <br /> and help us enforce them. have your rights and duties but only with respect <br /> to that property. <br /> 391-1003 08 16 Includes copyrighted material of Insurance Services Office, Inc.,with its permission. Page 81 of 81 <br />