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(including merchandise or "stock") at the described premises or elsewhere. (iv) If you do not resume "operations", or do not resume "operations" as quickly as possible, we will pay based on the length of time it would have taken to resume "operations" as quickly as possible. This Additional Coverage is not subject to SECTION I — PROPERTY, C. Limits of Insurance. g. Extra Expense When Business Income Coverage is provided under this Coverage Form: (1) We will pay the necessary Extra Expense you incur during the "period of restoration" that you would not have incurred if there had been no direct physical loss or damage to property at the described premises. The loss or damage must be caused by or result from a Covered Cause of Loss. With respect to loss of or damage to personal property in the open or personal property in a vehicle, the described premises include the area within 1,000 feet of such premises. With respect to the requirements set forth in the preceding paragraph, if you occupy only part of a building, your premises mean: (a) The portion of the building which you rent, lease or occupy; (b) The area within 1,000 feet of the building or within 1,000 feet of the premises described in the Declarations, whichever distance is greater (with respect to loss of or damage to personal property in the open or personal property in a vehicle); and (c) Any area within the building or at the described premises, if that area services, or is used to gain access to, the portion of the building which you rent, lease or occupy. (2) Extra Expense means expense incurred: (a) To avoid or minimize the "suspension" of business and to continue "operations": (1) At the described premises; or (ii) At replacement premises or at temporary locations, including relocation expenses, and costs to equip and operate the replacement or temporary locations. (b) To minimize the "suspension" of business if you cannot continue "operations". (c) To: (1) Repair or replace any property; or (ii) Research, replace or restore the lost information on damaged "valuable papers and records" to the extent it reduces the amount of loss that otherwise would have been payable under this Additional Coverage or SECTION I — PROPERTY, A. Coverage, S. Additional Coverage, f. Business Income. With regard to paragraph (1) above, we will pay only for those expenses necessary to expedite the repair or replacement of the property. Under this provision we will not pay for any portion of the ordinary and expected cost to actually repair or replace property. (3) We will only pay for Extra Expense that occurs within 12 consecutive months beginning immediately after the date of direct physical loss or damage. (4) We will reduce the amount of your Extra Expense loss payment to the extent you can return "operations" to normal and discontinue such Extra Expense. (5) If you do not resume "operations", or do not resume "operations" as quickly as possible, we will pay based on the length of time it would have taken to resume "operations" as quickly as possible. This Additional Coverage is not subject to SECTION I — PROPERTY, C. Limits of Insurance. h. Pollutant Clean -Up and Removal We will pay your expense to extract "pollutants" from land or water at the 391-1003 08 16 Includes copyrighted material of Insurance Services Office, Inc., with its permission. Page 12 of 81