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necessary Extra Expense you incur is $50,000. (b) Expediting Expenses With respect to your damaged Covered Property, we will pay, up to $50,000, the reasonable extra cost to: (i) Make temporary repairs; and (ii) Expedite permanent repairs or permanent replacement. (c) Fungi, Wet Rot, or Dry Rot (1) We will pay the additional cost to repair or replace Covered Property because of contamination by "fungi", wet rot or dry rot. This includes the additional costs to clean up or dispose of such property. This does not include spoilage of personal property that is "perishable goods" to the extent that such spoilage is covered under Spoilage coverage. (ii) As used in this coverage, additional costs mean those beyond what would have been payable under this Equipment Breakdown Coverage had no "fungi", wet rot or dry rot been involved. (iii) We will also pay the cost of testing performed after repair or replacement of the damaged Covered Property is completed only to the extent that there is reason to believe there is the presence of "fungi", wet rot or dry rot. (iv) This coverage does not apply to lawns, trees, shrubs or plants which are part of a vegetated roof. (v) The most we will pay in any ,.one equipment breakdown" for loss, damage or expense under this coverage, including actual loss of Business Income you sustain and necessary Extra Expense you incur, if shown as covered, is $15,000 even if the "fungi', wet rot or dry rot continues to be present or active or recurs in a later policy period. (d) Hazardous Substances We will pay for the additional cost to repair or replace Covered Property because of a contamination by a "hazardous substance". This includes the additional costs to clean up or dispose of such property. This does not include contamination of 'perishable goods' by refrigerant, including but not limited to ammonia, which is addressed in (g) Spoilage below. Additional costs mean those beyond what would have been payable had no "hazardous substance' been involved. The most we will pay for loss, damage or expense under this coverage, including actual loss of Business Income you sustain, and necessary Extra Expense you incur is $50,000. (a) Personal Property Off Premises Equipment Breakdown (1) Any direct physical damage for personal property off premises provided under Coverage Extension b. Personal Property Off Premises, also applies to the direct result of an "accident" or "electronic circuitry impairment'. (ii) We will also pay for your reasonable and necessary cost to research, replace and restore lost "electronic data' contained within 'covered equipment' when due to covered loss or damage as described in (i) above. This amount may not exceed the limit applicable to Data Restoration coverage. (iii) The most we will pay for loss, damage or expense under this coverage, including actual loss of Business Income you sustain and necessary Extra Expense you incur and Data Restoration as described in (ii) above is $50,000. (f) Public Relations 391.1003 00 16 Includes copyrighted material of Insurance Services Office, Inc., with its permission. Page 23 of 81