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(4) The following applies to paragraph (2), <br />subparagraphs (a) and (b) above: <br />(a) $10,000 will be the maximum <br />amount payable regardless of the <br />number of leases affected by the <br />same Covered Cause of Loss. <br />(b) Existence of a renewal option will <br />not increase, or have any other <br />effect on this Limit of Insurance. <br />(5) Special Leasehold Interest <br />Exclusion <br />We will not pay for any loss or <br />damage: <br />(a) If the unit or suite rented or leased <br />to you where direct damage <br />occurs has been vacant more <br />than 60 consecutive days before <br />the loss or damage occurs, and <br />you have not entered into an <br />agreement to sublease the unit or <br />suite. <br />(b) Caused by your cancelling the <br />lease, or <br />(c) Caused by lessors' lease <br />cancellation at the normal <br />expiration date. <br />aa. Unauthorized Business Credit Card <br />Use <br />(1) We will pay for loss resulting from the <br />"theft" or unauthorized use of <br />Business Credit Cards issued to you <br />or registered in your name. <br />(2) We do not cover use of a Business <br />Credit Card: <br />(a) By a person who has been <br />entrusted with the card; or <br />(b) any of your "employees". <br />(3) All loss: <br />(a) Caused by one or more persons; <br />or <br />(b) Involving a single act or series of <br />related acts; <br />is considered one occurrence <br />regardless of the number of individual <br />unauthorized transactions. <br />(4) If a suit is brought against you for <br />liability, we will pay for reasonable <br />legal expenses incurred in that <br />defense under this Additional <br />Coverage. <br />(5) The most we will pay for any loss <br />including legal expenses, under this <br />Additional Coverage is $5,000 per <br />occurrence. <br />bb. Utility Services <br />(1) We will pay for loss of or damage to <br />Covered Property caused by an <br />interruption in service to the described <br />premises. The interruption must result <br />from direct physical loss or damage by <br />a Covered Cause of Loss to property <br />not on the described premises that <br />provides the services shown in <br />paragraph (3) below. <br />The most we will pay for loss in any <br />one occurrence under this Additional <br />Coverage is $10,000 at each <br />described premises or the Limit of <br />Insurance shown in the Additional <br />Property Coverage Schedule. <br />(2) We will pay for the actual loss of <br />Business Income you sustain and <br />necessary Extra Expense you incur <br />caused by the interruption of service <br />at the described premises. The <br />interruption must result from direct <br />physical loss or damage by a Covered <br />Cause of Loss to property not on the <br />described premises that provides the <br />services shown in paragraph (3) <br />below. <br />We will only pay for loss you sustain <br />after the first 24 hours following the <br />direct physical loss of or damage to <br />the property described above. <br />The most we will pay for loss in any <br />one occurrence under this Additional <br />Coverage is $5,000 at each described <br />premises or the Limit of Insurance <br />shown in the Additional Property <br />Coverage Schedule. <br />(3) Services: <br />(a) Water Supply Services, meaning <br />the following types of property <br />supplying water to the described <br />premises: <br />(i) Pumping stations; and <br />(ii) Water mains. <br />(b) Communication Supply Services, <br />meaning the following types of <br />property supplying communication <br />services, including but not limited <br />to telephone, radio, microwave, <br />television services, internet <br />access or access to any <br />electronic, cellular or satellite <br />391-1003 08 16 Includes copyrighted material of Insurance Services Office, Inc., with its permission. Page 30 of 81 <br />