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j. Inventory and Loss Appraisal described in the Declarations or within (1) We will pay for all reasonable 1,000 feet of the described premises, expenses you incur at our written whichever distance is greater when request to assist us in: such loss or damage is caused by or (a) The investigation of a claim; results from a Covered Cause of Loss. (2) We will not pay for loss of or damage (b) The determination of the amount to Business Personal Property of loss, such as taking inventory; temporarily in portable storage units, (c) The cost of preparing specific loss caused by or resulting from rain, documents and other supporting snow, sleet, ice, sand or dust, whether exhibits; or driven by wind or not, unless: (d) Expenses you incur include costs (a) The portable storage unit first charged to you by others, sustains damage by a Covered including property managers, Cause of Loss to its roof or walls acting on your behalf to assist us through which the rain, snow, with items listed in paragraph (1) sleet, ice, sand or dust enters; or above. (b) The loss or damage is caused by (2) Regardless of the number of premises or results from thawing of snow, involved, the most we will pay under sleet or ice on the building or this Extension is $10,000. structure. (3) The deductible does not apply to (3) Coverage under this Extension: these expenses. (a) Will end 90 days after the (4) Special Inventory and Loss Business Personal Property has Appraisal Exclusion been placed in the storage unit; We will not pay for expenses: (b) Does not apply if the storage unit (a) Incurred to perform your duties in itself has been in use at the the event of a loss under described premises for more than SECTION I — PROPERTY, E. 90 consecutive days, even if the Property Loss Conditions; Business Personal Property has been stored there for 90 or fewer (b) To prove that loss or damage is days as of the time of loss or covered; damage. (c) Billed by and payable to (4) Under this Extension, the most we will independent or public adjusters; pay for the total of all loss or damage attorneys; claims advocates; or to Business Personal Property is any of their affiliated or associated $25,000 unless a higher limit is shown entities; in the Additional Property Coverage (d) To prepare claims not covered by Schedule for this Extension regardless this Coverage Form; or of the number of storage units. (a) Incurred under any appraisal (5) This Extension does not apply to loss provisions within the Coverage or damage otherwise covered under Form. this Coverage Form or any k. Business Personal Property endorsement to this Coverage Form, Temporarily in Portable Storage Units and does not apply to loss or damage to the storage unit itself. (1) If your policy covers Business 1. Paved Surfaces Personal Property, you may extend the insurance provided in SECTION 1 (1) If your policy covers Buildings, you — PROPERTY, A. Coverage, 1. may extend the insurance provided Covered Property, b. Business under SECTION I — PROPERTY, A. Personal Property to apply to direct Coverage, 1. Covered Property, a. physical loss or damage to such Building to apply to direct physical property while temporarily stored in a loss or damage to your paved portable storage unit (including a surfaces, including but not limited to detached trailer) located within 1,000 bridges, roadways, walks, patios, and feet of the buildings or structures parking lots when such loss or 391-1003 08 16 Includes copyrighted material of Insurance Services Office, Inc., with its permission. Page 39 of 81