repair of your "computer equipment"
<br />(a) Where proper and adequate
<br />system including "software".
<br />report or reconditioning method is
<br />However, we will pay for direct physical
<br />debated, you and we agree to
<br />loss or damage caused by resulting fire or
<br />follow the usual and customary
<br />explosion if these causes of loss would be
<br />industry repair and reconditioning
<br />covered by this Coverage Form.
<br />practices; or
<br />m. Electrical Disturbance
<br />(b) For situations not resolved by
<br />paragraph (a) above, either party
<br />Electrical or magnetic injury, disturbance
<br />may demand that the matter be
<br />or erasure of "electronic data", except as
<br />resolved through Appraisal as
<br />provided for in SECTION I — PROPERTY,
<br />provided for elsewhere in the
<br />A. Coverage, 5. Additional Coverages,
<br />Coverage Form.
<br />and 6. Coverage Extensions.
<br />q. Continuous or Repeated Seepage or
<br />However, we will pay for direct loss or
<br />Leakage of Water
<br />damage caused by lightning.
<br />n. Artificially Generated Electricity
<br />Continuous repeated seepage or
<br />leakage of water,
<br />ter, or the presence or
<br />Artificially generated electric current
<br />condensation of humidity, moisture or
<br />including electric arcing, that disturbs
<br />vapor, that occurs over a period of 14
<br />electrical devices, appliances or wires
<br />days or more.
<br />except as provided for in SECTION I —
<br />r. Authorized Access
<br />PROPERTY, A. Coverage, 5. Additional
<br />Coverages, u. — Equipment Breakdown.
<br />Loss resulting from a fraudulent:
<br />g
<br />But, if artificially generated electric current
<br />(1) Entry of "electronic data" or "computer
<br />results in fire, we will pay for the loss or
<br />program" into; or
<br />damage caused by fire.
<br />(2) Change of "electronic data" or
<br />o. Computer Processing Exclusion
<br />"computer program" within;
<br />(1) Errors or omissions in programming or
<br />any "computer equipment" owned, leased
<br />incorrect instructions to "hardware";
<br />or operated by you by a person or
<br />(2) Electrical or magnetic damage,
<br />organization with authorized access to that
<br />disturbance of recordings or erasure
<br />"computer equipment", except when
<br />of electronic recordings, except as
<br />covered under SECTION I — PROPERTY,
<br />provided under SECTION 1 —
<br />A. Coverage, 5. Additional Coverages,
<br />PROPERTY, A. Coverage, 5.
<br />hh. Computer and Funds Transfer
<br />Additional Coverages, U.
<br />Fraud, paragraph b..
<br />Equipment Breakdown. We will also
<br />s. Fraudulent Instructions
<br />pay for direct loss caused by lightning;
<br />Loss resulting from an "employee" or
<br />(3) Mechanical breakdown or malfunction,
<br />"financial institution" acting upon any
<br />component failure, faulty installation or
<br />instruction to:
<br />blowouts; except as provided for
<br />(1) Transfer, pay or deliver "money",
<br />under SECTION I — PROPERTY, A.
<br />"securities" or "other property"; or
<br />Coverage, 5. Additional Coverages,
<br />u. Equipment Breakdown; or
<br />(2) Debit or delete your account; which
<br />(4) Faulty instruction or incorrect usage,
<br />instruction proves to be fraudulent,
<br />except when covered under SECTION
<br />including changes in arrangements or
<br />I — PROPERTY, A. Coverage, 5.
<br />parts.
<br />Additional Coverages, hh.
<br />p. Loss of Warranty
<br />Computer and Funds Transfer
<br />Loss of warranty or similar future or
<br />Fraud, paragraphs a.(2) and b..
<br />potential benefit even when following a
<br />3. We will not pay for loss or damage caused by
<br />covered loss or covered damage.
<br />or resulting from paragraphs a., b. and c.
<br />(1) Loss of this type does not meet direct
<br />below. But if an excluded cause of loss that is
<br />physical loss or damage.
<br />listed in paragraphs a., b. and c. below,
<br />results in a Covered Cause of Loss, we will
<br />(2) We agree that reasonable repair or
<br />pay for the loss or damage caused by that
<br />reconditioning measures be pursued
<br />Covered Cause of Loss.
<br />to ensure soundness of property after
<br />loss or damage:
<br />a. Weather Conditions
<br />391.1003 08 16 Includes copyrighted material of Insurance Services Office, Inc., with its permission. Page 44 of 81
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