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not a fee is charged or a license is
<br />building's occupants or their
<br />required for such activity, is not by itself
<br />guests;
<br />considered the business of selling, serving
<br />OBodil II ' injury"
<br />or furnishing alcoholic beverages.
<br />damage" for which you may
<br />d. Workers' Compensation and Similar
<br />be held liable, if you are a
<br />Laws
<br />contractor and the owner or
<br />Any obligation of the insured under a
<br />lessee of such premises, site
<br />workers' compensation, disability benefits
<br />or location has been added to
<br />or unemployment compensation law or
<br />your policy as an additional
<br />any similar local, state, federal or foreign
<br />insured with respect to your
<br />law or regulation.
<br />ongoing operations performed
<br />for that additional insured at
<br />e. Employer's Liability
<br />that premises, site or location
<br />"Bodily Injury" to:
<br />and such premises, site or
<br />(1) An "employee" of the insured arising
<br />location is not and never was
<br />out of and in the course of:
<br />owned or occupied by, or
<br />rented or loaned to, any
<br />(a) Employment by the insured; or
<br />insured, other than that
<br />(b) Performing duties related to the
<br />additional insured; or
<br />conduct of the insured's business;
<br />(iii) "Bodily injury" or "property
<br />or
<br />damage" arising out of heat,
<br />(2) The spouse, child, parent, brother or
<br />smoke or fumes from a
<br />sister of that "employee" as a
<br />"hostile fire";
<br />consequence of paragraph (1) above.
<br />(b) At or from any premises, site or
<br />This exclusion applies:
<br />location which is or was at any
<br />(3) Whether the insured may be liable as
<br />time used by or for any insured or
<br />an employer or in any other capacity;
<br />others for the handling, storage,
<br />and
<br />disposal, processing or treatment
<br />of waste;
<br />(4) To any obligation to share damages
<br />with or repay someone else who must
<br />(c) Which are or were at any time
<br />pay damages because of the injury.
<br />transported, handled, stored,
<br />treated, disposed of, or processed
<br />This exclusion does not apply to liability
<br />as waste by or for:
<br />assumed by the insured under an "insured
<br />contract".
<br />(1) Any insured; or
<br />f. Pollution
<br />(ii) Any person or organization for
<br />whom you may be legally
<br />(1) "Bodily injury" or "property damage"
<br />responsible; or
<br />arising out of the actual, alleged or
<br />threatened discharge, dispersal,
<br />(d) At or from any premises, site or
<br />seepage, migration, release or escape
<br />location on which any insured or
<br />"pollutants":
<br />any contractors or subcontractors
<br />working directly or indirectly on
<br />(a
<br />(a) At or from any premises, site or
<br />any insured's behalf are
<br />location, which is or was at any
<br />performing operations if the
<br />time owned or occupied by, or
<br />"pollutants" are brought on or to
<br />rented or loaned to, any insured.
<br />the premises, site or location in
<br />However, this subparagraph does
<br />connection with such operations
<br />not apply to:
<br />by such insured, contractor or
<br />(i) "Bodily injury" if sustained
<br />subcontractor. However, this
<br />within a building and caused
<br />subparagraph does not apply to:
<br />by smoke, fumes, vapor or
<br />(i) "Bodily injury" or "property
<br />soot produced by or
<br />damage" arising out of the
<br />originating from equipment
<br />escape of fuels, lubricants or
<br />that is used to heat, cool or
<br />other operating fluids which
<br />dehumidify the building, or
<br />are needed to perform the
<br />equipment that is used to heat
<br />normal electrical, hydraulic or
<br />water for personal use, by the
<br />mechanical functions
<br />391.1003 08 16 Includes copyrighted material of Insurance Services
<br />Office, Inc., with its permission. Page 63 of 81
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