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regardless of whether any such service,
<br />advice or instruction is ordinary to any
<br />insured's profession.
<br />Professional services include but are not
<br />limited to:
<br />(4) Legal, accounting or advertising
<br />services, notary, title abstract, tax
<br />preparation, real estate, stockbroker,
<br />publishing, architects or insurance
<br />services;
<br />(5) Preparing, approving, or failing to
<br />prepare or approve maps, drawings,
<br />opinions, reports, surveys, change
<br />orders, designs or specifications;
<br />(6) Supervisory, inspection or engineering
<br />services;
<br />(7) Medical, surgical, dental, x-ray or
<br />nursing services treatment, advice or
<br />instruction;
<br />(8) Any health or therapeutic service
<br />treatment, advice or instruction;
<br />(9) Any service, treatment, advice or
<br />instruction for the purpose of
<br />appearance or skin enhancement, hair
<br />removal or replacement or personal
<br />grooming, including use or exposure
<br />to any sun lamp, tanning booth or
<br />other similar appliance;
<br />(10)Optometry or optical or hearing aid
<br />services including the prescribing,
<br />preparation, fitting, demonstration or
<br />distribution of ophthalmic lenses and
<br />similar products or hearing aid
<br />devices;
<br />(11)Body piercing services;
<br />(12)Services in the practice of pharmacy;
<br />(13)Management, Human Resource,
<br />Testing, Media or Public Relations
<br />consulting services.
<br />This exclusion applies even if a claim
<br />alleges negligence or other wrongdoing in
<br />the supervision, hiring, employment,
<br />training or monitoring of others by an
<br />insured, if the "occurrence" which caused
<br />the "bodily injury" or "property damage", or
<br />the offense which caused the "personal
<br />and advertising injury", involved the
<br />rendering of or failure to render any
<br />professional service.
<br />k. Damage to Property
<br />"Property damage" to:
<br />organization or entity, for repair,
<br />replacement, enhancement,
<br />restoration or maintenance of such
<br />property for any reason, including
<br />prevention of injury to a person or
<br />damage to another's property;
<br />(2) Premises you sell, give away or
<br />abandon, if the "property damage"
<br />arises out of any part of those
<br />premises;
<br />(3) Property loaned to you;
<br />(4) Personal property in the care, custody
<br />or control of the insured;
<br />(5) That particular part of real property on
<br />which you or any contractor or
<br />subcontractor working directly or
<br />indirectly on your behalf is performing
<br />operations, if the "property damage"
<br />arises out of those operations; or
<br />(6) That particular part of any property
<br />that must be restored, repaired or
<br />replaced because "your work" was
<br />incorrectly performed on it.
<br />Paragraphs (1), (3) and (4) of this
<br />exclusion do not apply to "property
<br />damage" (other than damage by fire) to
<br />premises, including the contents of such
<br />premises, rented to you for a period of 7 or
<br />fewer consecutive days. A separate Limit
<br />of Insurance applies to Damage to
<br />Premises Rented to You as described in
<br />SECTION II — LIABILITY, D. Liability and
<br />Medical Expenses Limit Of Insurance.
<br />Paragraph (2) of this exclusion does not
<br />apply if the premises are "your work" and
<br />were never occupied, rented or held for
<br />rental by you.
<br />Paragraphs (3), (4), (5) and (6) of this
<br />exclusion do not apply to liability assumed
<br />under a sidetrack agreement.
<br />Paragraph (6) of this exclusion does not
<br />apply to "property damage" included in the
<br />"products — completed operations hazard".
<br />I. Damage to Your Product
<br />"Property damage" to "your product"
<br />arising out of it or any part of it.
<br />m. Damage to Your Work
<br />"Property damage" to "your work" arising
<br />out of it or any part of it and included in
<br />the "products — completed operations
<br />hazard".
<br />(1) Property you own, rent or occupy, This exclusion does not apply if the
<br />including any costs or expenses damaged work or the work out of which
<br />incurred by you, or any other person,
<br />391.1003 08 16 Includes copyrighted material of Insurance services Office, Inc., with its permission. Page 66 of 81
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