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"employee" as a consequence of (2) "Personal and advertising injury" paragraph (1) (a) above; arising out of an offense committed (c) For which there is any obligation before you acquired or formed the to share damages with or repay organization. someone else who must pay No person or organization is an insured with damages because of the injury respect to the conduct of any current or past described in paragraphs (1)(a) or partnership, joint venture or limited liability (1)(b); or company that is not shown as a Named Insured in (d) Arising out of his or her providing the Declarations. or failing to provide professional D. Liability and Medical Expenses Limits of services. Insurance (2) "Property damage" to property: 1. The Limits of Insurance under SECTION II — (a) Owned, occupied or used by; or LIABILITY shown in the Declarations and the rules below fix the most we will pay regardless (b) Rented to, in the care, custody or of the number of: control of, or over which physical control is being exercised for any a. Insureds; purpose by; b. Claims made or "suits" brought; or you, any of your "employees", c. Persons or organizations making claims or "volunteer workers", any partner or bringing "suits". member (if you are a partnership or 2. Subject to the Aggregate Limit identified in joint venture), or any member (if you paragraph 5. below, the most we will pay for are a limited liability company). the sum of all damages because of all: b. Any person (other than your "employee" or a. "Bodily injury", "property damage" and "volunteer worker") or any organization medical expenses arising out of any one while acting as your real estate manager. "occurrence"; and c. Any person or organization having proper b. "Personal and advertising injury" temporary custody of your property if you sustained by any one person or die, but only: organization; (1) With respect to liability arising out of is the Liability And Medical Expenses Limit the maintenance or use of that shown in the Declarations. property; and 3. Subject to the Liability And Medical Expenses (2) Until your legal representative has Limit, the most we will pay for all medical been appointed. expenses because of "bodily injury" sustained d. Your legal representative if you die, but by any one person is the Medical Expenses only with respect to duties as such. That Limit shown in the Declarations. representative will have all your rights and 4. The Damage to Premises Rented to You Limit duties under this policy. shown in the Declarations is the most we will 3. Any organization you newly acquire or form, pay for damages because of "property acquire or form, other than a partnership, joint damage" to any one premises while rented to venture or limited liability company, and over you, or temporarily occupied by you with which you maintain ownership or majority permission of the owner. interest, will qualify as a Named Insured if 5. Aggregate Limits there is no other similar insurance available to that organization. However: a. The most we will pay for: a. Coverage under this provision is afforded (1) All "bodily injury" and "property only until the 901" day after you acquire or damage" that is included in the form the organization or the end of the "products -completed operations policy period, whichever is earlier; and hazard" is twice the Liability And b. Business Liability Coverage does not Medical Expenses Limit. apply to: (2) All: (1) "Bodily injury" or "property damage (a) "Bodily injury" and "property that occurred before you acquired or damage" except damages formed the organization; and because of "bodily injury" and "property damage" included in the 391-1003 08 16 Includes copyrighted material of Insurance Services Office, Inc., with its permission. Page 72 of 81