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F. Liability and Medical Expenses Definitions <br />provided the insured's responsibility to pay <br />1. "Advertisement" means a notice that is <br />damages is determined in a "suit" on the <br />broadcast or published to the general public or <br />merits in the territory described in <br />specific market segments about your goods, <br />paragraph a. above or in a settlement we <br />products or services for the purpose of <br />agree to. <br />attracting customers or supporters. For the <br />5. "Employee" includes a "leased worker". <br />purposes of this definition: <br />"Employee" does not include a "temporary <br />a. Notices that are published include material <br />worker" <br />placed on the Internet or on similar <br />6. "Executive officer" means a person holding <br />electronic means of communication; and <br />any of the officer positions created by your <br />b. Regarding websites, only that part of a <br />charter, constitution, by-laws or any other <br />website that is about your goods, products <br />similar governing document. <br />or services for the purposes of attracting <br />7. "Hostile fire" means one which becomes <br />customers or supporters is considered an <br />uncontrollable or breaks out from where it was <br />advertisement. <br />intended to be. <br />2. "Auto" means: <br />B. "Impaired property" means tangible property, <br />a. A land motor vehicle, trailer or semitrailer <br />other than "your product" or "your work", that <br />designed for travel on public roads, <br />cannot be used or is less useful because: <br />including any attached machinery or <br />a. It incorporates "your product" or "your <br />equipment; or <br />work" that is known or thought to be <br />b. Any other land vehicle that is subject to a <br />defective, deficient, inadequate or <br />compulsory or financial responsibility law <br />dangerous; or <br />or other motor vehicle insurance law in the <br />b. You have failed to fulfill the terms of a <br />state where it is licensed or principally <br />contract or agreement; <br />garaged, <br />if such property can be restored to use by the <br />However, "auto" does not include "mobile <br />repair, replacement, adjustment or removal of <br />equipment". <br />"your product" or "your work", or your fulfilling <br />3. "Bodily injury" means bodily injury, sickness or <br />the terms of the contract or agreement. <br />disease sustained by a person, including <br />9. "Insured contract" means: <br />death resulting from any of these at any time. <br />"Bodily <br />a. A contract for a lease of premises. <br />injury" includes mental anguish or <br />However, that portion of the contract for a <br />other mental injury resulting from "bodily <br />lease of premises that indemnifies any <br />injury". <br />person or organization for damage to <br />4. "Coverage territory" means: <br />premises while rented to you or <br />a. The United States of America (including its <br />temporarily occupied by you with <br />territories and possessions), Puerto Rico <br />permission of the owner is not an "insured <br />and Canada; <br />contract"; <br />b. International waters.or airspace, but only if <br />b. A sidetrack agreement; <br />the injury or damage occurs in the course <br />c. Any easement or license agreement, <br />of travel or transportation between any <br />except in connection with construction or <br />places included in Paragraph a. above; or <br />demolition operations on or within 50 feet <br />c. All other parts of the world if the injury or <br />of a railroad; <br />damage arises out of: <br />d. An obligation, as required by ordinance, to <br />(1) Goods or products made or sold by <br />indemnify a municipality, except in <br />you in the territory described in <br />connection with work for a municipality; <br />paragraph a. above; <br />e. An elevator maintenance agreement; <br />(2) The activities of a person whose home <br />f. That part of any other contract or <br />is in the territory described in <br />agreement pertaining to your business <br />paragraph a. above, but is away for a <br />(including an indemnification of a <br />short time on your business; or <br />municipality in connection with work <br />(3) "Personal and advertising injury" <br />performed for a municipality) under which <br />offenses that take place through the <br />you assume the tort liability of another <br />Internet or similar electronic means of <br />party to pay for "bodily injury" or "property <br />communication; <br />damage" to a third person or organization. <br />391-1003 08 16 Includes copyrighted material of Insurance Services Office, Inc., with its permission. Page 74 of 81 <br />