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CNA CNA PARAMOUNT <br />Cancellation / Nonrenewal — California <br />Wherever used in this endorsement: 1) Insurer means "we", "us", "our" or the "Company" as those terms may be defined <br />in the policy; and 2) Named Insured means the first person or entity named on the declarations page; and 3) "Insureds" <br />means all persons or entities afforded coverage under the policy. <br />Any cancellation, nonrenewal or termination provisions in the policy are deleted In their entirety and replaced with the <br />following: <br />CANCELLATION AND NONFIENEWAL <br />A. CANCELLATION <br />1. The Named Insured may cancel the policy at any time. To do so, the Named Insured must return the policy to the <br />Insurer or any of its authorized representatives, indicating the effective date of cancellation; or provide a written <br />notice to the Insurer, stating when the cancellation is to be effective. <br />2. If the policy has been In effect for less than sixty (60) days and is not a renewal the Insurer may cancel the policy <br />for any reason by mailing or delivering written notice to the Named Insured, at the last mailing address known to <br />the Insurer, and the producer of record. The notice of cancellation will be provided at least sixty (60) days prior to <br />the effective date of cancellation except that in the case of cancellation for nonpayment of premiums the notice <br />will be given no less than ten (10) days prior to the effective date of the cancellation. <br />8. If the policy has been in effect for more than sixty (60) days or if it is a renewal, effective immediately, the Insurer <br />may not cancel the policy unless such cancellation is based on one or more of the following reasons: <br />a. Nonpayment of premium, Including payment due on a prior policy Issued by the Insurer and due during the <br />current policy term covering the same risks. <br />b. A judgment by a court or an administrative tribunal that the Named Insured has violated any law of this state <br />or of the United States having as one of Its necessary elements an act which materially increases any of the <br />risks insured against. <br />c. Discovery of fraud or material misrepresentation by either of the following: <br />(1) The Named Insured or Insured(s) or a representative of same in obtaining the insurance; or <br />(2) The Named Insured or his or her representative in pursuing a claim under the policy. <br />d. Discovery of willful or grossly negligent acts or omissions, or of any violations of state laws or regulations <br />establishing safety standards, by the Named Insured or Insured(s) or a representative of same, which <br />materially increase any of the risks insured against. <br />e. Failure by the Named Insured or Insured(s) or a representative of same to implement reasonable loss control <br />requirements which were agreed to by the Named Insured as a condition of policy issuance or which were <br />conditions precedent to the use by the Insurer of a particular rate or rating plan, if the failure materially <br />Increases any of the risks insured against. <br />f. A determination by the commissioner that the loss of, or changes in, the Insurer's reinsurance covering all or <br />part of the risk would threaten the financial integrity or solvency of the Insurer, <br />g. A determination by the commissioner that a continuation of the policy coverage would place the Insurer in <br />violation of the laws of this state or the state of its domicile or that the continuation of coverage would <br />threaten the solvency of the Insurer. <br />h. A change by the Named Insured or Insured(s) or a representative of same In the activities or property of the <br />B commercial or Industrial enterprise which results in a material added risk, a materially Increased risk or a <br />materially changed risk, unless the added, increased, or changed risk is included In the policy. <br />C <br />A notice of cancellation will be in writing and will be delivered or mailed to the Named Insured, at the last mailing <br />address known to the Insurer, and the producer of record at least sixty (60) days prior to the effective date of <br />cancellation. Where cancellation is for nonpayment of premium, notice shall be given no less than ten (10) days <br />prior to the effective date of cancellation. <br />CNA62814CA (7-20) Policy No: 7092433885 <br />Page 1 of 4 Endorsement No: 23 <br />Nat'l Fire Ins Co of Hartford Effective Date: 06/24/2024 <br />Insured Name: HOUSTON & HARRIS PCS INC. <br />Copyright CNA All Rlghls RewrVed, <br />