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CNA CNA PARAMOUNT <br />Cancellation / Nonrenewal — California <br />the nonrenewals that is fair and equitable, and that is responsive to the changes in the Insurer's <br />reinsurance position. <br />f. If a state of emergency under California Law is declared and the residential property is located in any ZIP <br />Code within or adjacent to the fire perimeter, as determined by California Law, the Insurer may not cancel or <br />non -renew this policy for one year, beginning from the date the state of emergency is declared, solely <br />because the dwelling or other structure is located in an area in which a wildfire has occurred. <br />However, the Insurer may cancel or non -renew: <br />(1) When the Named Insured has not paid the premium at any time and the Insurer lets the Named Insured <br />know at least 10 days before the date cancellation takes effect; <br />(2) If willful or grossly negligent acts or omissions by the Named Insured, or his or her representatives, are <br />discovered that materially increase any of the risks insured against; <br />(8) If losses unrelated to the post -disaster loss condition of the property have occurred that would collectively <br />render the risk Ineligible for renewal; or <br />(4) If there are physical changes in the property Insured against, beyond the catastrophe -damaged condition <br />of the structures and surface landscape, which result In the property becoming uninsurable <br />g. If this policy contains an exclusion barring coverage for the peril of corrosive soil conditions, the Insurer shall <br />not cancel or refuse to renew the policy solely because corrosive soil conditions exist on the location. <br />All other terms and conditions of the Policy remain unchanged. <br />This endorsement, which forms a part of and is for attachment to the Policy Issued by the designated Insurers, takes effect <br />on the effective date of said Policy at the hour stated in said Policy, unless another effective date is shown below, and <br />expires concurrently with said Policy. <br />CNA62814CA (7-20) <br />Page 4 of 4 <br />Nat'l Fire Ins Co <br />Insured Name: HOUSTON <br />of Hartford <br />& HARRIS PCS INC. <br />Policy No: 7092433885 <br />Endorsement No: 23 <br />Effective Date: 06/24/2024 <br />Copyright CNA All Rlghls Rewmed. <br />