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CNA <br />Business Auto Policy <br />Policy Endorsement <br />(4) Discovery of willful or grossly negligent acts or omissions, or of any violations of state laws or <br />regulations establishing safety standards, by you or your representative, which materially <br />increase any of the risks insured against. <br />(5) Failure by you or your representative to implement reasonable loss control requirements, agreed <br />to by you as a condition of policy issuance, or which were conditions precedent to our use of a <br />particular rate or rating plan, if that failure materially increases any of the risks insured against. <br />(6) A determination by the Commissioner of Insurance that the: <br />(a) Loss of, or changes in, our reinsurance covering all or part of the risk would threaten our <br />financial integrity or solvency; or <br />(b) Continuation of the policy coverage would: <br />(i) Place us in violation of California law or the laws of the state where we are domiciled; or <br />(ii) Threaten our solvency. <br />(7) A change by you or your representative in the activities or property of the commercial or <br />industrial enterprise, which results in a materially added, increased or changed risk, unless the <br />added, increased or changed risk is included in the policy. <br />b. We will mail or deliver advance written notice of cancellation, stating the reason for cancellation, to <br />the first Named Insured, at the mailing address shown in the policy, and to the producer of record, <br />at least: <br />(1) 10 days before the effective date of cancellation if we cancel for nonpayment of premium or <br />discovery of fraud; or <br />(2) 30 days before the effective date of cancellation if we cancel for any other reason listed in <br />Paragraph 3.a. <br />B. The following provision is added to the Cancellation Common Policy Condition: <br />7. Residential Property <br />This provision applies to coverage on real property which is used predominantly for residential purposes <br />and consisting of not more than four dwelling units, and to coverage on tenants' household personal <br />property in a residential unit, if such coverage is written under one of the following: <br />Commercial Property Coverage Part <br />Farm Coverage Part — Farm Property — Farm Dwellings, Appurtenant Structures And Household <br />Personal Property Coverage Form <br />a. If such coverage has been in effect for 60 days or less, and is not a renewal of coverage we <br />previously issued, we may cancel this coverage for any reason, except as provided in b._and c. <br />below. <br />b. We may not cancel this policy solely because the first Named Insured has <br />(1) Accepted an offer of earthquake coverage; or <br />Form No: IL 02 70 07 20 Policy No: BUA 7092433868 <br />Endorsement Effective Date: Endorsement Expiration Date: Policy Effective Date: 06/24/2024 <br />Endorsement No: 17; Page: 2 of 5 Policy Page: 81 of 136 <br />Underwriting Company: Transportation Insurance Company, 151 N Franklin St, Chicago, IL 60606 <br />0 Copyright Insurance Services Office, Inc., 2020 <br />