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maintain commercial automobile liability insurance, City will accept evidence of personal <br />automobile insurance. <br />3. Workers' Compensation (W/C): as required by the State of California, with Statutory Limits, <br />and Employer's Liability Insurance with limit of no less than $1,000,000 per accident, policy or <br />employee, for bodily injury or disease. Coverage is not required if Consultant has no employees and <br />signs request to waive such insurance. <br />4. Professional Liability Insurance (PL): with limits no less than $1,000,000 per occurrence or <br />claim, and $2,000,000 aggregate. <br />If Consultant maintains broader coverage and/or higher limits than the minimum requirements for each <br />line of coverage shown above, City shall be entitled to the broader coverage and/or the higher limits <br />maintained by Consultant. Where the policy limits are greater than those listed by this Agreement, the <br />amounts provided by the certificates of insurance shall be incorporated by reference in to the Agreement. <br />Other Insurance Provisions <br />The above required insurance policies are to contain or be endorsed to contain the following provisions: <br />1. City, its City Council, its officers, officials, employees, agents, and volunteers are to be <br />covered as additional insureds, under Consultant's CGL, PL, and AL policies, with respect to <br />any liability arising out of work or operations performed by or on behalf of the Instructor <br />including materials, parts, equipment, and personnel furnished in connection with such work <br />or operations. <br />2. Consultant and it's Insurance company(ies) agrees to waive all rights of subrogation against <br />City, its City Council, its officers, officials, employees, agents, and volunteers for losses paid <br />under the terms of the CGL, AL, PL, and W/C policies, arising from work performed by <br />Consultant under this Agreement. <br />3. For any claims related to this contract, Consultant's insurance coverage shall be primary and <br />any insurance maintained by City, its City Council, its officers, officials, employees, agents, <br />or volunteers shall not contribute with it. <br />4. A severability of interest provision must apply for all the additional insureds, ensuring that <br />Consultant's insurance shall apply separately to each insured against whom a claim is made or <br />suit is brought, except with respect to the insurer's limits of liability. <br />5. Insurance policies required herein shall provide that coverage shall not be canceled, suspended, <br />voided, reduced in coverage or in limits, non -renewed by the carrier, or materially changed <br />except after thirty (30) days prior written notice has been given to City. Ten (10) days prior <br />written notice shall be provided to City for policy cancellation or non -renewal due to non- <br />payment of premium. <br />6. Certificate Holder on each Evidence of Insurance certificate shall be: City of Santa Ana, <br />Attention: (Name of Department Staff Responsible for Agreement), Address of Department <br />Responsible for Agreement, M-XX, Santa Ana, CA 92701. The name and location of project <br />must be included in the Description of Operations section of each certificate. <br />Self -Insured Retentions <br />Self -insured retentions must be declared to and approved by the City. The City may require the Consultant <br />to purchase coverage with a lower retention or provide proof of ability to pay losses and related <br />investigations, claim administration, and defense expenses within the retention. <br />