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IMPORTANT <br /> <br />the cer~ificate ho/der is an ADDITIONAL INSURED, the policy(/es) must be endersed. A st~tomsn~ <br />on this cer~ifi cate does not confer rJght~ to the certificate h(~lder in lieu of such endorsementCs). <br /> <br />If SUBROGATION IS WAIVED, subject to the terms and condiaons of t~e policy, certain polices may <br />require an endorsement. A statement on this certificate does nol confer rights to the ce~flcate <br />holder in lieu of suc~ endorsement(s). <br /> <br />DISCLAIMER <br /> <br />effirmal;ively or negatively amend, extend or alter the coverage afforded by the policies listed thereon. <br /> <br />RCORO 25-S (7/97) <br /> <br /> <br />