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IMPORTANT <br /> <br />If the certificate holder is an ADDITIONAL INSURED, the policT(ies) rsust be endorsed, A statement <br />on this certificate does net ~onfer rig,hts to the certificate holder in lieu of such endorsement(s), <br /> <br />If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may <br />require an endorsement. A statement on t~is certificate does not confer tights to the certificate <br />holder in lieu of such endorsement(s). <br /> <br />DISCLAIMER <br /> <br />e~rmat~vely or nega~vely amend, exten¢ or alter the coverage alforded by the policies listed thereon. <br /> <br />~,COI~u 25-S (7/97) <br /> <br /> <br />